Poison wallet. Money does not come to Yandex money - what to do? How to withdraw funds from Yandex.Wallet to a bank account

In the modern world, electronic currencies are already quite widespread. And this popularity is constantly growing. Since 2002, Yandex.Money has been operating in Russia and the CIS countries. This payment system is completely Russian, and 75% of its shares are owned by Sberbank. In this regard, the question arises: is it enough to have a Yandex wallet to get all the benefits of electronic payments, or will other currencies be required.

Pros and cons of the Yandex.Money wallet

To understand whether one wallet is enough for a person to meet his needs, you should consider the advantages and disadvantages of the payment system of interest.

Among the advantages of Yandex.Money are the following:

• simple and intuitive interface;
• the payment procedure requires a small number of actions;
• ease of authorization;
• creating a Yandex wallet is not difficult;
• the possibility of replenishment by bank transfer;
• wide possibilities of use;
• own application;
• the possibility of using without identification (if the amount on the wallet is less than 15 thousand rubles).
• The possibility of issuing a bank card linked to the balance of the wallet.

In addition, Yandex.Money has a high degree of protection. It is provided, among other things, with a protection code.

On the one hand, the existing advantages make the payment system in question quite attractive. But on the other hand, experts call the significant disadvantages of Yandex.Money:

• the system is focused on Russia;
• absolutely all operations are carried out exclusively in rubles;
• no two-phase payment mode;
• inability to lend within the system;
• a fairly high fee for withdrawing money;
• can not be used by legal entities, if this rule is violated, the account is blocked.

Thus, the Yandex payment system has both pluses and minuses. Each user must decide for himself whether it is enough for him to open a Yandex.Money wallet or whether it makes sense to use some other currency additionally.

In any case, do not forget about the security of the funds stored on the wallet. It is important to set strong passwords and not share them with anyone. It will be useful to regularly check the safety of money in the account.

Instructions for creating a Yandex wallet

Only owners of the corresponding mailbox can register a Yandex.Money wallet. If there is no email on the Yandex website yet, you will have to create it, you can not do this separately, but immediately go to the site.

Step-by-step instructions for creating a wallet will help you easily cope with this task. To become the owner of electronic money on Yandex, you should follow a number of simple rules:

1. The required data is entered in the opened form. Among them are login, password and mobile phone.
2. Please note that the login must be unique. Therefore, when entering an already existing combination of numbers, characters and letters, a warning will appear.
3. It is worth coming up with a complex password, since the security of the funds stored on the wallet will depend on this. Ideally, it should contain numbers and letters. At the same time, it should be easy to remember.
4. If an account already exists, you can click on the link "I have a Yandex login" in the first step. After that, the existing username and password are entered.
5. The mobile phone number should be specified real, as it will receive SMS with a code to confirm transactions.
6. It remains to confirm that the wallet is opened not by a robot, but by a real person. To do this, enter the numbers indicated in the special picture in the appropriate field. If you can't parse them, you can click the "show another picture" link.
7. Information about the wallet - login, password and phone number (because many of them have several) should be written down and put away in a safe place.

It remains to press the "continue" button. In the window that opens, enter the code received in SMS, as well as the email address to which letters about transactions in the wallet will be sent. This may be an address linked to a Yandex account.

To complete the registration of the Yandex.Money e-wallet, it remains to read the user agreement. After that, you should check the box that its conditions are accepted and agree to the processing of data. After pressing the “open wallet” button, a green checkmark will appear next to the done button and numbers that are the number of the wallet.

Thus, everyone must independently decide how acceptable the disadvantages of the Yandex wallet are for him. At the same time, if desired, you can use several types of electronic money at once. And after reading the instructions on how to create a Yandex.Money wallet, it will not be difficult to do this.

Electronic payment systems are good because here you can both deposit money and receive it. To fully use the service, it is enough to have a bank card, or pay for services in cash, but it is better to have a virtual Yandex wallet, the entrance to your personal account is available 24 hours a day.

The user always has a choice: where to get a payment instrument. Most of the respondents trust the Yandex Money resource. After passing the stage, the client will have access to a service for increasing the balance, making transfers and a host of other benefits.

So, to get access to the wallet, you need to:

For more advanced subscribers, the payment system offers another option for accessing the wallet using your page on social networks, for example, VKontakte. Log in to your profile and follow the simple instructions, the registration process will take a few minutes.

Why do you need a wallet

account settings

The link to the profile settings is located on the left side of the start page. A wallet is displayed here, by the number of which you can later use it, a mobile phone number and other personal information about the user. Pay attention to the "Status" field. It happens:

(storage and transmission over open networks of confidential information).

Yandex.Money is not a bank. When depositing money into the system, the user receives depersonalized monetary obligations of the operator, signed by the digital analogue of his handwritten signature, that is, the electronic analogue of cash - digital money. All funds in the Yandex.Money system are secured by real bank accounts placed with the following banks:

• Alfa Bank;
• VTB 24;
• KB OTKRITIE (RBR);
• Sberbank.

The Yandex.Money system is simple and easy to use. Some inconvenience is that it is intended only for residents of the Russian Federation and operates only in Russian rubles. In addition, the system can be used exclusively for personal, family, household and other needs not related to business activities. Only an individual can be the owner of a wallet in the system.

Sellers of goods and services who want to connect the acceptance of payments through this payment system in their online store are offered the Yandex.Checkout tool.

Yandex.Money is widely used to securely pay for various services and purchase goods online without commissions and queues.

GETTING STARTED IN THE SYSTEM

Registration in the system Yandex money free. To receive your Yandex.Wallet you only need to register on Yandex. If you already have, for example, a mailbox on Yandex, you just need to log in and activate your wallet.

Wallet activation is a simple procedure that consists in creating a payment password and providing personal data to identify the user. After that, you find yourself on the page of your Wallet, you can see your account number (highlighted in green, starts at 41001 and contains from 12 to 14 digits) and balance.

Attention! When registering a wallet, indicate only your real data (full name, passport data), this is in your interests: if you lose your password or even the wallet itself, the system will be able to return the money to you only if it will be possible to verify your identity.

User identification

A newly opened account in the system is anonymous. You can work with the system in anonymous mode, but in this case you will be subject to a number of restrictions on depositing and withdrawing funds, as well as transferring funds within the system. The limit on the balance in the wallet, one-time replenishment or money transfer is 15,000 rubles for anonymous users.

If you indicate your full name, passport details, phone number, as well as TIN or SNILS, then your wallet will acquire the status of a registered wallet and the limits will increase to 60,000 thousand rubles.

If you identify the wallet, then many restrictions will be removed from it, and the limits will increase significantly.

It is easier for an identified user to restore access to a lost wallet - simply present the documents specified during the identification procedure.

Unidentified users are not eligible to fundraise for charitable purposes. This measure was introduced because scammers often try to collect money, masquerading as philanthropists.

If you plan to actively use your Yandex.Money wallet, often make or receive money transfers, publish your account number in the public domain, it is highly desirable for you to go through the identification procedure.

At the moment, the system offers a wide range of identification methods for every taste, perhaps the largest of all payment systems.

1.Personal appeal to the Yandex.Money office with completed application form and passport. It may take up to 7 business days to process an application accepted from you by an office employee. Available to residents of Moscow, St. Petersburg, Nizhny Novgorod, Novosibirsk and Yekaterinburg. In Belarus, Kazakhstan, Ukraine and other countries, you can identify your wallet with Yandex.Money agents.

2. Sending an application by mail. In this case, you certify your signature in the completed application form at the notary's office and send it to PS Yandex.Money LLC by registered mail at the address: 119021, Moscow, PO Box 57, NPO Yandex.Money LLC. A universal method, suitable for everyone, regardless of place of residence, but has a drawback: you need to pay for notary services.

3. Identification via the CONTACT system. To complete the identification procedure in this way, you need to fill out an application on the website, print it out and go to the nearest point of the Contact system, not forgetting to take your passport with you. They will take 250 rubles from you, but 100 of them will then return to the wallet; Thus, the procedure will cost you 150 rubles. After making the payment, wait 1 business day, then go to the Yandex.Money website. There will be a confirmation link. When you follow the link and confirm the entered data, the wallet will become identified.

4. Identification in Svyaznoy. The procedure for passing identification in a connected is similar to the previous method. The difference lies in the fact that you do not need to print any statements - just write down your wallet number or download the Yandex.Money mobile application, as well as in cost: in Svyaznoy, identification will cost you 300 rubles.

5. Identification payment in Euroset. This can be done in any Euroset salon. You need to have your passport with you. The size of the identification payment is 50 rubles. Of these, 1 rub. will be credited to your account (verification transaction). This type of identification can be done only by adults, and it is impossible to make an identification payment for another person.

6. Through Sberbank. Available to those Sberbank customers who have a Sberbank card and have a Mobile Bank connected. Important: Yandex.Money wallet and Sberbank Mobile Bank must be connected to the same mobile number. To pass identification, you need to leave a request on the Yandex.Money website. After that, Sberbank will send an SMS from number 900. By answering it, the user will allow the bank to transfer his personal data to the payment service. The wallet will be identified within a few days.

7. Copy identification. If you already have an identified wallet, you can copy passport data from one of your wallets to another. The process will take no more than a minute: you need to specify your login or account number, then go to another wallet and confirm identification by clicking on the link provided. Copy limit - 10 wallets.

Working with the system. System commission when making payments

A commission of 0.5% is charged from the recipient of funds upon receipt of a payment to the Wallet from a user of another Wallet. The system has a limit on the amount of direct money transfer (from Wallet to Wallet): for nominal wallets 60,000 rubles per transfer and 200,000 rubles per month; for identified wallets - the limit for one transfer is 400,000 rubles.

If you want to get rid of the commission for transfers within the system, use the Yandex.Money mobile application: transfers through it are carried out without a commission.

Yandex.Money has a chargeback function. If you received money from another user of the system, then by clicking on the icon with the inscription "Return money" in the payment history, you can easily and quickly return it to the sender. At the same time, the system itself will calculate how much, taking into account the commission charged, you need to transfer so that the same amount of money is returned to the sender's account as was debited from it.

For the convenience of customers, Yandex.Money issues cards linked to a wallet. The balance of the card and wallet is the same. There are two types of cards: plastic and virtual.

To order a plastic card, you need to pay 200 rubles. The card will be valid for 3 years. A plastic card is ordered on the site, it comes by regular mail. You can pay with it both offline and on the Internet, it is personalized. You can top up the card without commission through Sberbank, Euroset, Svyaznoy, payments are made without commission. But a transfer to another card or an electronic wallet will cost 3%, at least - 100 rubles. Another important feature of Yandex.Card is the ability to pay via Apple Pay and Samsung Pay.

A virtual card, as its name suggests, does not have a physical medium. But nevertheless, this is a real bank card with its details, which are stored on the Yandex.Money website. It is produced in 3 seconds and is immediately ready for use. Valid for 1 year, then you can order a new one. You can withdraw cash from a virtual card via Google, Apple and Samsung Pay, the commission is 3%, the minimum for withdrawal is 100 rubles.

As mentioned at the very beginning, Yandex.Checkout services are offered for business. But besides this, Yandex.Money offers a wide range of tools for receiving money, for example, on a website, blog, or to raise money for specific purposes.

1. Each wallet user has his own business card. This is just a link that contains the wallet number, like money.yandex.ru/to/410011111111111. It can be sent to anyone, and if you open it, the person will see a form for transfer.

To carry out exchange transactions with Webmoney, you need to link your WebMoney wallet to your Yandex.Money account. This is possible only if you are verified in both systems, that is, you have passed the identification procedure in Yandex.Money and have a certificate not lower than formal in Webmoney. Your credentials on both systems must match. The final transfer commission in both directions is 4.5%.

The terms of enrollment depend on the specific operator.

There are several ways to withdraw money from Yandex.Money.

Money transfers, as well as the ability to withdraw funds, are available only to the owner of registered and identified wallets.

1. To the map. Commission - 3% + 45 rubles, the minimum transfer amount is 100 rubles.

2. To an individual's account in any Russian bank. Such money transfers usually take 3-7 business days. The system commission for this method of withdrawing money is 3% + 15 rubles, and, in addition, you will have to pay a certain percentage to the bank. For some banks, the withdrawal conditions are different: the commission for Alfa-Click, Promsvyazbank and Tinkoff Bank is 3%.

2. If you have forgotten your payment password

If you have forgotten your payment password, you will need to get a new one.

How it's done. On any page that asks for a payment password (for example, in the "Payment history" section), follow the link: "Remember payment password". An email will be sent to your email address with a link to follow. You will be taken to a page with a form for entering personal information and creating a new password. Fill in all the fields, and the data must correspond to those entered during registration. You will be given 3 attempts. If you entered your information incorrectly three times, you will be blocked from automatically obtaining a password. In this case, you will have to contact the Yandex support service, and the payment password will be restored only after a personal review. If you fill in all the fields correctly, you will receive a new payment password.

Yandex.Money consistently occupies the second place in the rating of payment systems among Russians. Due to its great functionality and ease of use, this PS has recently been often chosen for making various transactions. All operations are performed through the office. Logging into your personal Yandex wallet is simple and convenient.

Login methods

You can enter your Yandex.Money wallet in different ways. The most convenient are considered using:

• official site;
• mobile application.

The terminal does not allow this, but with its help it is easy to replenish or check the wallet. If you have a card, you can easily check and replenish the balance. You need to find an ATM, insert a card into it, enter a PIN code and select the desired option.

Via website

It is possible to enter the Yandex.Money wallet on your page immediately after registering your mailbox. This is done in this way:

Now you can enter the mailbox. Warning: It is not recommended to enable the remember password/login feature on other people's computers. Always exit the drawer before shutting down.

Logging into your Yandex.Money personal account is carried out by simply entering a password / login. Everything takes a few seconds. Here you can see information about yourself, recent payments and learn about all the benefits of the service.

Forget password or login? No problem. There is a special procedure for this. The recovery page will help you get your lost data back. If you registered through a social network, write to the technical support service and strictly follow its recommendations.

You can also restore and enter Yandex Wallet using your phone number. If a mobile phone is linked to the wallet, a recovery code will be sent to you. You can check the binding on the service page.

Read more about all the ways to restore access to the wallet in.

Using the mobile app

Today, few people use a desktop computer. Tablets and smartphones are irresistibly transforming the world around us. The methods of working with payment systems are also changing. Official applications for devices with various operating systems have long been available for free in various markets.

By downloading Yandex.Money, we get access to instant transfers and online purchases. With the help of this service, you can, the Internet, a loan or a traffic police fine anywhere where there is an Internet connection.

The interface of the applications may differ, but in any case it will be intuitive and colorful. It will be possible to enter the Yandex wallet by entering the password / login combination. Sometimes you will be asked for an application lock code, sometimes additional identification via SMS is required. But this is for your own safety.

Using the terminal

As mentioned above, logging into my Yandex.Money wallet from the terminal is not possible, it is limited to only a few functions. Today, the Yandex.Money PS is presented in almost all ATMs. We will tell you how to enter Yandex Wallet in order to replenish it on different devices.

If a Sberbank terminal is used, you need to find the "Cash payments" icon, then "Payments in the company", and then "Yandex". On all other machines, select "Wallets and payment systems", then click "Yandex Money".

We indicate the wallet number, the amount, put the cache in the receiver and complete the operation.

Transferring to your wallet at a time will turn out up to 15 thousand rubles. Not much, but everything is done quickly.

And one more thing: it will not be possible to enter the Yandex wallet using the account number. It must be written down or memorized, of course, not passed on to anyone. These fifteen digits are used so as not to confuse payments if you have several accounts.

How to enter Yandex wallet: Video

Hello, dear readers of the blog site. Today I want to talk in detail about one in the Russian-speaking part of the Internet - Yandex money.

In this article, you will learn how to register and create a Yandex.ru wallet, how to deposit or withdraw money, how to replenish, cash out and transfer funds to the Poison wallet.

Yandex Money is the main competitor of WebMoney in Runet (read about and), as well as, and are quite popular among Internet users.

Hacking Yandex money wallets does not happen as often (however, money was stolen from me the other day, but more on that below), like WebMoney hacking, which can make Poison a more attractive settlement option for.

In order to start using Yandex Money, it will be important to go through register and create a wallet, which can be used through the web interface. Previously, there was a program that was installed on your computer (this was considered a safer way, but since 2011 it is no longer supported and everyone is recommended to switch to the first use case).

Registration and creation of a wallet in the Yandex Money system

In order to start using the web interface of the Yandex Money service, you need to register(, the login and password you received will serve as data for registration on all other services of the Runet mirror):

Please note that it is not necessary to indicate your mobile phone number at this step (you can click on the “I don’t have a phone” button and, as a security measure, select a security question and enter the answer to it). However, if you start a wallet for further work with Yandex money, then it would be better to indicate your mobile phone number, because this will increase the security of working with your account.

If you already have an account on this mega-portal, then just log in to it. There is also an alternative option - entry through your social media accounts(Facebook, VKontakte, Twitter, Mail.ru and Odnoklassniki), the buttons of which you will see at the bottom of the authorization form:

After registration, you will be taken to the "passport" page, where you can select "More" - "Money" from the top menu.

If you already had an account, then just go to the Yandex Money service under your login (or through social networks) and click on the big button "Open Wallet":

By default, at the first step of registration you are offered enter your mobile phone number:

I strongly advise you to take this opportunity, unless there are good reasons not to do so. The fact is that linked mobile number it will help to restore access to the wallet in no time if the password is lost or the account is hacked, it will allow you to connect SMS-informing about account transactions, and it will also allow you to use not a permanent, but a one-time payment password, which will be sent to your cell phone in the form of an SMS message every time , which will increase the safety of work by an order of magnitude.

Previously, Yandex Many still allowed you to do without indicating your mobile number, but now they have already abandoned this. Apparently, the level of security of working with wallets is greatly reduced.

At the second step of registering with Yandex Money, you will need to enter code sent by SMS to the mobile phone number you specified, indicate the contact email, agree to the terms and click on the "Open Wallet" button:

Previously used also permanent payment password, which was transmitted via encrypted channels when you performed some actions in your Yandex Wallet (replenished, withdrawn, cashed out, etc.), but now it has been abandoned in favor of using a one-time payment password, which will be automatically sent each time SMS to your cell phone number.

In the future, you can replace it with a password that will be generated by a special Yandex application installed on your cell phone, if this seems to you a more convenient option.

By the way, authorization in Yandex Money will automatically terminate 15 minutes after you stop using the service. Therefore, even if you forget to close the Yandex service page with an active wallet, after 15 minutes access to your information will be lost, and no one will be able to take advantage of your forgetfulness and withdraw (cash out) or transfer funds.

How to use Yandex Money, settings and features

After filling in all the available fields on the registration page, click on the "Open Wallet" button. As a result, you will be redirected to the service page, where you will see the number zero at the top right (this is the balance of your current account), by clicking on which you find out your money wallet number. Previously, by the way, it was displayed in the left column and it was not necessary to frantically search for it in different menus.

In the center of the main page, you will be described other options for working with this type of money (how to replenish, transfer, withdraw, cash out, spend, link a bank card, etc.):

Let's first go over the settings of our Yandex wallet.

Settings for your wallet in Yandex

To do this, you will again need to click on the amount of your current balance and go to the drop-down menu item " Wallet Management", which is shown in the previous screenshot (if you don’t know, then you can search for it for quite a long time, which is not good in terms of usability):

Let's start in order. By default, the Yandex Money system can be considered anonymous, because you are free to indicate any of your data, but now, however, you cannot refuse to expose your mobile phone number.

However, this way of working imposes some restrictions on the capabilities of your wallet. There is an alternative way of working when you click on the link "Change status", learn about the new features and how to connect them. By default, your status will be anonymous, but, for example, you don’t even need to go somewhere to transfer it to a nominal one:

You will only need to enter your real name and passport data in a special form. But in order to obtain the status of an “Identified” user of Yandex money, you will have to provide the administration of the system in one form or another your passport details, and then new opportunities will open before you, described at the top of the screenshot (extended limits on payments, transfers and withdrawals).

Not all users of the system will need advanced features, but they may be needed by someone who uses Yandex money for the needs of their business. For example, recently I wanted to poison, but received a thrashing from the system, because I have a registered account, and it is precisely identified that is required for this action. Now I’m thinking whether to bother with changing the status, or display it as before on WebMoney.

Let's go back to the Yandex wallet settings, which were shown in the second screenshot of this chapter (the “Wallet management” item in the balance menu of your account). In the "Informing" area, you can activate the receipt SMS informing about transactions with the account (expenditure transactions and replenishment) by clicking on the link "Pay for a subscription". This service costs 20 rubles per month. Email notifications are, of course, free.

Previously, Yandex Many used a one-time payment password, which was, a priori, more vulnerable than one-time passwords that came to you in SMS messages (free, of course). Now all payment passwords are one-time, but you can still make sure, for example, in case of loss of a mobile phone save or print emergency codes, which will allow you to confirm any payment or service without SMS.

Recalling emergency codes is somewhat unpleasant for me now, because today 9 thousand rubles were taken from my Yandex wallet using phishing (I myself gave one of these emergency codes to the attackers). But as I write this article, I hope to gather the strength to describe my shameful carelessness.

Installing the mobile application "Yandex.Money: online payments"

If you make payments, transfers and withdrawals from Yandex Money on a stream, then the best option may be mobile application installation, which will generate one-time payment passwords. SMS messages do not always and everywhere reach stably, and the application will always be at hand.

To do this, click on the button with an arrow (a kind of spoiler) in the upper right corner of the “Passwords” area (I would double-check the usability of the new money.yandex.ru interface for professional suitability), and in the window that opens, click on the link “Change protection method”.

On the page that opens, you will need to go to the "Application" tab, where links will be given to install it on Android, iOS or Windows Phone.

In the case of Android in Google Play, it is called "Yandex.Money: online payments" and is set in the usual way.

After entering the login and password from your Yandex account, you will also be asked to come up with a password to enter this application in order to protect you from unauthorized access to the wallet while the phone is in the wrong hands. The application itself looks very nice and easy to use:

How to use the wallet?

That's it, now you can fully use the payment system - deposit funds (replenish your account), transfer the required amount to another wallet, withdraw (cash out or simply withdraw) money from the system. To do this, use the corresponding menu buttons on the left.

For example, in order to transfer money to another Yandex wallet, you will need to click on the "Translate" button and just go to the page located "". In the window that opens, you can specify either the recipient's wallet number, or his email address, or mobile phone number (the data is checked on the fly against the database and you will receive a message if such a user is not found in the system):

Although you are free to transfer funds by indicating in the "To" field the mobile phone number of a user who does not have a Yandex wallet at all. He will have to go through the registration procedure described above in the system and indicate his cell number. At the end of registration, he will need to go to the history from the left menu (section "Deposits") and click the "Get" button.

In the "For payment" field, you can enter the amount that you will need to withdraw from your Yandex wallet, or in the "How much" field, enter the amount that you will need to deposit to the recipient's account (you cannot withdraw, deposit or transfer money just like that, but only by paying for this commission to the system in the amount of 0.5 percent from the amount, and therefore there are two fields for entering the transfer amount).

- a digital code, without which the addressee will not receive this transfer. You should also set the lifetime of the protection code. This time is given to the recipient for this and that. If he does not enter the correct protection code within the specified period, then the money will be safely returned to your wallet. In any case, protection will allow you to insure yourself in case of incorrect input of the recipient's data.

Then click the "Transfer" button and on the page that opens, after making sure that the amount you want to transfer is correct, enter your Yandex money one-time payment password, which came in the form of an SMS to your mobile phone (or was generated by the mobile application you installed - read about it above).

Everything goods and services for which you can pay with Yandex money, you will find on this page - https://money.yandex.ru/shops.xml (you will get to it from the left menu by clicking on the item of the same name). The range of services and goods that you can pay for is quite wide.

When paying, for example, for mobile communications, you can set up auto payment. Then the account on your mobile phone will be replenished automatically from the Yandex wallet as soon as the amount of your balance falls below the specified threshold. For the forgetful, it seems to me, that's it.

To confirm the payment, each time you will have to enter a one-time payment password received by SMS or taken from your mobile application (if the phone is not currently available, you can use one of the emergency codes that you, I hope, have already printed and saved).

In the same way, you can pay invoices issued by various services. For example, when paying for or renewing hosting, you choose the Yandex.Money option (if any) and you are transferred to your wallet to confirm this payment.

Bank cards Yandex Money, linking and replenishment of the account

In your account settings (item "Wallet management" in the drop-down menu of your current balance) you can find the "Bank cards" area, where after clicking on the spoiler (arrow in the upper right corner of this area) you will be offered three options for working with them:

Let's look at all of them in turn:

In general, in my opinion, there is a pretty good way to see user reviews about a particular exchange office, although this service belongs to WebMoney and is called Advisor. There, users of the WebMoney electronic payment system can leave reviews about the sites they have dealt with.

http://advisor.wmtransfer.com/FeedBackList.aspx?url=menyala.com

How to withdraw (cash out, withdraw) Yandex Money

Yandex money can be withdrawn and cashed out in several ways, which I will try to list. Moreover, in any case, withdrawal and cashing out will cost 3 percent commission:

1. The multi-way way to withdraw Yandex Money is to transfer them to the card of Alfa-Bank banks attached to your wallet, "OPENING". Then you will need to cash out the funds already at the ATM of this institution.
2. An easier, in my opinion, way to cash out is to withdraw them in cash in CONTACT or RNKO "RIB".
3. It will also be possible to withdraw Yandex Money by transferring it to an individual's bank account.
4. Recently, Individual Entrepreneurs have the opportunity to transfer funds to an account opened for a legal entity. Yandex Money now allows you to transfer your account to a professional account for entrepreneurs. True, you will no longer have a way back and you will lose some of the ways that allow you to put money into your wallet, but if you accept payments in Yandex money, then it is better to avoid problems convert your account to professional.
5. Well, in general, for cashing out, many use the payment for various goods and services from their wallet (payment for telephone, Internet, hosting, utilities, etc.).
6. Issue your Yandex money card and use it to pay for goods at the nearest supermarket, gas station or any other physical or online store. Personally, for myself, I chose this particular method of withdrawing money from the account.

How money was stolen from my Yandex Wallet

Well, for starters, a sad story about a careless person who steps on the same rake a second time. A few years ago they took away about twenty thousand rubles. After that, I became responsible for security, and made access to all funds possible only through confirmation by mobile phone.

Yes, indeed, a banal hack in this case becomes unprofitable, but social engineering is still working successfully. After all, I knew about such stories, but still I fell for it like a boy and told the thieves everything they needed. (), which completely imitated the Yandex Money interface. And they lured him with a letter warning about the possible blocking of my wallet.

Confidence was caused by the fact that the correct amount of the current balance was indicated in the letter. Apparently, at first they still hacked the mailbox, on the same account with which the wallet lived. Just before the arrival of this fake letter, I received a notification about the replenishment of the Yandex wallet balance, indicating its exact value.

Unfortunately, I read the letter in the Email client and did not notice the obvious discrepancy between the sender's address, marked in the screenshot. As a result, the enemy received one of my emergency codes from me “on an honest eye”, after I followed the link from the letter and entered it myself into the proposed form on a fake site that completely copies https://money.yandex.ru / (of course, I didn’t even look into the address bar - but in vain).

Earlier, I received a plastic card in Yandex and I spend money from it in stores. But today I was just writing this article and going to the site https://money.yandex.ru/ I was a little stunned by the displayed balance: 33 rubles instead of 9000. I go to the "Payment History" and see two transfers to Qiwi:

I got a little stressed, and while waiting for a call to technical support, I managed to write to them via a ticket, and also went into these payments (on Qiwi) by simply clicking on them and wrote a “complaint” (there was such a button). Remarkably, they unsubscribed from technical support that the money had already been withdrawn and they could not do anything, but in the evening, while continuing to work on this article, I noticed that one of the payments was returned to me and the application with my claim for payment was displayed as satisfied .

But the second payment has not yet arrived. Yes, and with the returned money, it seems that not everything is in order, because I could not replenish the balance on my cell phone from them. It is possible that a temporary block has been imposed, or it is possible that the payment was returned erroneously. Learn from my mistakes and do not go to sites from letters, but only from browser bookmarks or through search. This is fraught with the loss of money and a bunch of nerve cells.

Good luck to you! See you soon on the blog pages site

You can watch more videos by going to

You may be interested

How to open a personal European IBAN without visiting the bank using ePayments
11 best services for withdrawing or transferring money (note for freelancers)