MTS has a promised payment in debt. How to borrow funds from MTS using the services "Promised payment", "Credit", "On full trust

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Everyone had such a situation when the money on the mobile ran out, and you need to call now and urgently.
In such cases, MTS offers many options for solving the problem. With the help of the Promised Payment service, you can borrow money from a company for a certain period of time.

Service - Promised payment

This service can be used only by those clients of the company whose balance exceeds -30 rubles. The loan period for this service is a week.

So how to borrow money on MTS Russia?

• You can dial the number *113*, and then immediately the amount that you expect to receive a loan. After pressing the call, the answer will come in a few seconds.
• Another option is an SMS with the loan amount to the number "087013".
• This service can be obtained using the USSD command. To do this, dial *111*123# on the numbers and press call. The answer should come within a few seconds;
• Another way to receive the Promised Payment service is to call the short number 1113 and order this service.
• Also, if you have time, you can visit the MTS office, where they will help you activate and set up the "Promised Payment".
• In order to get money in debt, you can use a special online service "Internet Assistant". You just need to dial the number "08703" from your phone. Before requesting a service, you need to know that a loan is issued only if there is a negative balance on the mobile.

The limit for this service depends on how much money you spend online per month:

• If less than 300 rubles, then the allowable limit on the loan is 200 rubles.
• If from 300 to 500 rubles, then the allowable limit on the loan is 400 rubles.
• If more than 500 rubles, then the allowable credit limit is 800 rubles.

How to borrow money on MTS on video:

The cost of the service is 5 rubles for each “Promised payment” taken. If the loan amount is up to 20 rubles, then it is not paid.

Service - Credit of trust

This service is connected only after six months of using MTS mobile communications.

Another easy way to borrow money on an MTS phone:

• Send SMS with any Latin letter in the body of the message to the number "125".
• You can dial the USSD command 125#. A voice menu will open, in which, following the prompts, you need to receive credit funds.
• Use the auto service system, which can be dialed by the number "0890". All you need to do is follow the instructions of the assistant robot and get your loan.
• You can also call directly to a mobile operator specialist. He will help you figure out how to borrow money from MTS. To do this, dial the number "0890", and then press the "0" button.
• Another way is to visit the representative office of the company. You need to have identification documents and a SIM card with you, for which you need to get a loan.

Today it is difficult to imagine life without mobile communications and the Internet. Without a smartphone, as without hands, you won’t even leave the house. You have to constantly monitor the amount of money in your account, they can run out quickly, and you can’t always put money on your phone right away. There are several ways to borrow money on MTS - "Promised payment", when small amounts are credited to the subscriber in advance, "On full trust" - increasing the limit and "Rescue" - borrowing money from friends.

How to borrow on MTS - promised payment service

A convenient way to put money on MTS in debt for three days is the Promised Payment service. The amount depends on the activity of the subscriber - the more you talk, the higher the proposed payout. The service is paid, the commission depends on the size of the loan. The period of use takes three days, then the promised payment is debited from the account along with the amount of the commission.

Terms of receipt

The mobile operator offers several ways to provide the Promised Payment service. An extra easy way to borrow on MTS:

• using the USSD command *111*123# on the mobile phone to which the money is to be transferred;
• through the “Personal Account” at the address login.mts.ru of the user (section “Payment”, subsection “Promised payment”);
• a call to a number consisting of the numbers 1113, then follow the instructions of the automatic instructor;

Price

For the provision of the service by the mobile operator, a commission is charged, which is deducted on top of the payment amount.

Amount of credit

The amount of the promised payment can be increased depending on the funds spent on mobile communications on a monthly basis. Expenses can be found out through the Personal Account or through the USSD command. If the monthly expenses are less than 300 rubles, a loan of up to 200 rubles can be granted. For those who spend from 301 to 500 rubles, the loan amount will be up to 400 rubles and, finally, the largest one is up to 500 rubles for those who deposit more than 500 rubles into the account every month.

How to get a loan for MTS promised payment

How to borrow money on MTS in order to receive the amount to the account under the "promised payment" program:

• be an MTS client for at least two months;
• not have debts on all personal accounts;
• use tariff plans "Basic 092013", "MTS iPad", "Guest";
• on the personal account there is no connection of additional options "Credit" and "On full trust";
• “Deferred payment” is not connected;
• the number no longer uses this service, except when the client has another bonus "promised payment".

USSD command

A convenient way to exchange information between the mobile network operator's software package and the subscriber's phone is USSD commands. How to borrow money on MTS using the Promised Payment option? This is done using the USSD command *111*3123# . You can check all current payments through the command *111**1230# - you will be aware of all payments made.

Through the personal account of MTS

Now all your wallets, subscriber accounts can be managed via the Internet. "Personal Account" is a convenient functionality in which the mobile operator provides its subscribers with the opportunity to manage their own account, order services and control the funds on their accounts. How to borrow on MTS - you need to activate the service, that is, go to the payment section and select the "Promised payment" subsection. Further, in your personal account it is possible to control the ordered payments.

Call to short number

The next convenient way to order a particular service is to call a short number. Cellular operators use them to order additional services. In the case of the “Promised payment” option, you need to dial the number 1113, then you need to follow the instructions of the autoinformer. This is a fast and convenient way to top up your balance and always stay in touch. However, it is worth remembering that a commission is taken for enrollment.

How to borrow money on MTS - a service on full trust

You don’t have to worry about finding funds on your balance sheet, and you don’t have to think about how to borrow money on MTS with the “On full trust” service. The user is given the opportunity to make calls until the amount on the account reaches minus 300 rubles. As communication costs increase, the limit increases. The service is suitable for everyone who does not want to constantly control the money in the account and does not want to worry about constant payments. The size of the credit limit is calculated once a month, the limit increase occurs in the following cases:

• regular payment of bills;
• constant growth of expenses for mobile communication services;

Trust payment benefits

The additional option "On full trust" has no subscription fee, the question of how to get loans on MTS becomes irrelevant. Another plus is the free connection. There is a system for doubling the credit limit after six months of use. The limit management function is convenient, it can be fixed or changed depending on the amount of expenses for mobile communications. It is possible to use the "Bonus Thank You" service, which is credited 10 days after the activation of the "On full trust" service.

How is the limit calculated?

The size of the credit limit starts from 300 rubles, but gradually increases depending on the time of using the service and the amount of monthly expenses. The limit amount is recalculated every month. Communication expenses for the last three months are taken into account:

• up to three months - 300 rubles;
• 4-6 months - 600 rubles;
• 7-9 months - 700 rubles;
• From 10 months and above - 3000 rubles.

If the next invoice has not been paid within the stipulated period, the limit is automatically reduced to a minimum amount of 300 rubles. After paying off the debt to MTS, the credit limit is increased to an amount corresponding to the client's expenses for communication over the past three months and will be fixed at the desired amount. How to quickly borrow money on MTS - this can be done through the "Personal Account", by going to the menu section "Limit Management" or by dialing the USSD command *111*2136#.

Connection conditions

A credit limit within the framework of the “On full trust” option can be issued to users with “Cool”, “Basic 092013”, “Guest” tariffs and all tariffs of the “MTS iPad” and “MTS Connect” lines. How to take money on MTS - conditions for granting a credit limit:

• the user must be an MTS client for three months or more;
• the client must be connected to a non-corporate tariff;
• the average monthly payment should not be less than 200 rubles;
• absence of debt on all accounts during the last month.

The connected option "On full trust" has its own characteristics:

• using the "Promised payment" option is not possible;
• payment is made as a deferred payment;
• it is possible to change the tariff;
• if the credit limit is not used for more than two months, but the monthly fee is charged, an automatic transfer to the advance bill payment method is carried out.

Activation of the service "On full trust"

Activation of the "Full Trust" service is carried out in two ways: through the "Personal Account", in the "Limit Management" section, the "Full Trust" subsection and by dialing the USSD command *111*32# on the mobile phone. When connecting the option, you can get up to 70 bonus points and automatic inclusion in the MTS-bonus program (the bonus accrual period is 10 days).

How to replenish an account on MTS in debt from friends

When the services "Promised payment" and "On full trust" are not available, you can contact your friends with a request to send funds from your personal account to yours. This is a popular way to quickly borrow money on MTS - for free and is used in any region. The request is sent to users of any telecom operator operating in the Russian Federation. You can use the USSD command *116*number in any format*amount#. Another option is to call the short number *111*7#. The recipient should receive an SMS message "Please top up my account."

The Vyruchai service is available for MTS users, it helps to call at the expense of another subscriber if there is no money on yours. Connection is not required, while in Russia you need to dial *0880*subscriber number#. In roaming, dial *880*subscriber's number#. When making a call, the addressee will receive a voice message stating that he is being asked for a telephone conversation at his expense, followed by a set of commands (accept - "1", refuse "0", find out the cost of the conversation "2"). In the case when the subscriber cannot accept the call, an SMS is left asking him to call back.

Replenishment with MTS bonuses

A convenient and affordable way to get virtual bonus points for paying for communication services is the MTS bonus program. Every 5 rubles spent on calls, sending SMS and MMS, using Internet traffic will give you one point. You can find out the number of accumulated points on your own in the Personal Account on the MS website, where you can also deposit them to pay for communication services and products offered by partner companies.

Before you can receive and spend points, you must register in. There is an opportunity to receive additional bonuses, for example, by confirming your email address or by activating an additional service. With Thank You bonuses, you can pay for the Internet (from 100 Mb to 1 Gb), buy minutes, SMS and MMS, connect services (“On the Net”, “Everywhere at Home”, “Black List”, “Voice Mail”, “SuperAON” and others) . To pay with bonuses, you need to go to your Personal Account and go to the "How to spend points" section, select the desired option and pay for it with bonus points.

Video

Where does the dust come from and where does the money go? This aphorism is the best illustration of the balance of the cell phone. Money on the balance always ends unexpectedly, and the monthly fee is removed exactly when the balance is close to zero. If you use MTS cellular communication, then this is not a problem, because at any time you can top up your phone balance on credit, or take advantage of other opportunities so as not to be left without communication at the most inopportune moment.

Today we will talk about MTS services, which open up the opportunity to use a cell phone when the money on the balance has run out, but it is not possible to replenish the account.

How to borrow from the operator

The easiest option to quickly replenish the balance of your cell phone with a minus is to borrow money for MTS. Despite the ease of replenishing an account in this way, there are some limitations of the “Promised Payment” service. The main one is that the number must be serviced in the operator's network for more than two months, and you can borrow if the balance of the MTS number is not lower than minus thirty rubles. You can also borrow 50 rubles on MTS on your phone with a positive balance.

You can also borrow money on MTS for a period not exceeding three days, and you can borrow from the operator no more than eight hundred rubles. This may not be convenient if the subscription fee for the tariff exceeds this amount.

Of course, not for every subscriber, and not in every situation, this service can help to avoid blocking, since the minus may be greater than the limit allowed for the subscriber. However, it is set at an amount exceeding the subscription fee for the tariff for most subscribers. This is due to the fact that MTS determines the amount that can be borrowed on a phone number based on the subscriber's costs.

You can borrow from MTS more than once, but connect several payments. In this case, several factors are taken into account. The total amount of such payments must not exceed the allowable limit on the phone number. Also, each of them has its own return time. If you delay one of their payments, then the number may be blocked.

The cost of the service is determined by the amount that the subscriber can borrow to his MTS account. The user can independently choose what amount should be credited to the balance. You can borrow up to 30 rubles on MTS for free.

You can activate the accrual of payment in several ways, and the subscriber can independently choose the one that is more convenient for him in each specific situation.

As can be seen from our table, it is possible to activate the service and borrow money using your MTS number, using the Internet through an application or website, or using a command from your phone, or calling the loan number.

Alternative possibilities

“Promised payment” allows you to quickly replenish the balance in any situation, if you can’t quickly do it in the usual way. But what if you need to use the service often, and there is no desire to overpay by connecting this option?

The most convenient option for using the phone without the need to constantly monitor the state of your balance is the ability to take a loan for MTS. This opportunity is available to anyone who uses the operator's number for more than three months, and spends more than two hundred rubles a month on services.

“On full trust” allows you not to worry that the money will run out unexpectedly, since you can use your cell phone on credit on an ongoing basis. The main thing that will be required is not to block your number. To do this, it is enough to pay the invoice issued by MTS for the services provided by the 24th day of each month. You can take a loan on MTS and check your limit both on the website and via SMS using the *132# command.

For the operator, this service is also convenient, and even additional privileges are offered when it is connected. After activation, sixty points are credited for the loyalty program.

The limit for this service is set based on the costs of the subscriber. The amount of the monthly bill increased by twenty percent is the amount of credit that can be obtained.

Considering that the operator recalculates the limit by number every month, it can be fixed at a certain value. You can do this both on the site and from your phone without an Internet connection.

The operator also has several services that will allow those who are not used to taking loans to stay in touch and use communication services on credit. This and the ability to ask another subscriber to top up the balance of the number, or call back.

findings

Now you know that it is difficult to remain without communication using the MTS number, and if the money on the balance has run out, it is difficult. You can use it as a service that allows you to borrow money from the operator, or use a credit form of payment.

The first option is available to any subscriber, regardless of how much is spent per month on a cell phone. The disadvantages include only the fact that for this you need to pay an additional amount for using the service. The credit payment system is provided free of charge to everyone who spends more than two hundred rubles a month on a telephone.

Instruction

MTS (JSC Mobile TeleSystems). You can replenish an account with an MTS SIM card up to 800 rubles, depending on the monthly amount spent by the user, in three ways:
call 1113;

note

Most operators lend money to their subscribers who use their cellular services for more than a month or more than three months.

Related article

Sources:

• mts borrow money

Need to call urgently, but the account is zero? There is no way to quickly top up your mobile phone balance? MTS allows subscribers to communicate on credit. There are three types of such services.

You will need

• - phone connected to MTS;
• - a computer with Internet access.

Instruction

Free service "Credit" involves the credit method of payment. The size of the limit in this case is always the same - 300 rubles. This service is automatically activated on some of the MTS tariffs. When the provided limit amount is exhausted, as well as when the bill is not paid, the mobile phone number is blocked.

By activating the “On full trust” service, you can communicate until you “go into the red” by 300 rubles. After six months of using this service, the limit can increase up to 50% of the total mobile phone costs. The service "On full trust" is available on all tariff plans (exceptions - "Your Country", "Cool", "Guest", MTS iPad, "MTS Connect" tariff groups and corporate tariffs). You can connect to the service "On full trust" by going to (section "Internet assistant"), dialing the command *111*32# or sending an SMS message with the text 2118 to connect or 21180 to disable the service to number 111. The limit is reduced in case non-payment of the invoice issued by the operator within the specified period. To get full information about the amount of the debt, the time of payment and the limit provided, dial *132#.

With the "Promised payment" service, you can instantly replenish your account in the amount of up to 800 rubles for a week. You will be able to use the service even when you “went into the red”, but not more than 30 rubles. The Promised Payment service is provided free of charge. After dialing the command *111*123#, you must enter the payment amount. Your phone will receive an SMS message about the connection. You can use the “Promised payment” service if you do not have the “Credit” or “On full trust” services activated and your number does not already have a valid “Promised payment”. MTS subscribers always have access to the amount of the "promised payment" of 50 rubles, but the more the operator's client spends on communication services, the greater the amount of the "promised payment" available to him.

Related article

Sources:

• MTS official website
• borrow mts

Situations where you may need money are not uncommon. Moreover, the reasons can be quite diverse - from the need to pay for treatment or education to the temporary interception of funds before the salary. And there is not always a so-called "airbag". Therefore, the question becomes natural: where can I get a debt.

Borrowing the right amount today is not difficult. It used to be borrowed from friends. Today you can solve your problems without straining relatives and friends.

Where can I borrow money

Naturally, despite the development of the banking industry, no one canceled friends. The advantages of taking money from close friends is that it is fast, does not require any documents and interest.

It is worth considering the fact that borrowing money from friends can destroy your friendships. Therefore, it is important to repay the debt on time and it is better to write a receipt.

You can also borrow money from banks. Today this is not a problem at all. True, there are also disadvantages. First, the high interest rate. After all, banks issue non-purpose loans at very high interest rates - rates can start from 20% and reach 70-80%. And this means that the overpayment will amount to huge amounts, often equal to 2-3 loans taken. Secondly, the loan must be repaid on time and in installments.

Borrowing money with the expectation that you can not give it back is a bad idea. There are loopholes in the law that allow you to deceive the bank, but in the future this may be fraught. And when applying for a mortgage or a car loan, such a story can come up.

You can borrow money from the microloan bureau. They quickly issue the required amount (although there are restrictions on the size of the loan - only small amounts up to 300,000 rubles), do not check the client's solvency. A huge disadvantage of this method is a very high interest rate - it reaches 100-150% per month.

If you have valuables, you can turn to pawnshops for help. This method, however, is more often used by women than men. Lombard credit allows you to receive money right now in exchange for the jewelry left in it. Moreover, gold and stones, as well as other antiques, can be returned by paying a percentage for using the pawnshop's money. In case they are not particularly needed, they can be left, forgetting about the debt.

A loan in a credit cooperative belongs to the category of "fast" money. Credit cooperatives operate on the principle of savings and loan financial mutual assistance. Moreover, today such organizations issue loans not only to their shareholders, but also to third-party clients. The rate in cooperatives fluctuates at the level of 20%. Economists distinguish 2 types of such organizations. Some are focused on working with individuals, others - with other credit cooperatives.

There is another option - a loan in Internet payment systems, such as Webmoney, Yandex.Money, etc. Such organizations are distinguished by the presence of low interest rates - from 1 to 5%. Moreover, it is quite easy to get money on credit via the Internet - just place an application and wait for a response from the creditors of the electronic exchange. You can get an offer from several lenders at once. This method is a convenient option for those who want to get in various cities: be it Ukhta, Perm or some other, and not just in the capital.

What to consider when borrowing money

When borrowing money, you need to remember that they will have to be repaid. And in most cases, return much more than they took. Therefore, it is better not to get carried away and turn to borrowed money only in case of emergency, when there is simply no other way out.

When borrowing money from various credit organizations, you need to consider that you will have to overpay. Therefore, calculate in advance what the maximum payment you can afford. Experts say that it should not take up more than a third of your monthly budget. That's the only way you can get it back.

Do not delay the return of the debt, even if you take it from friends and relatives. After all, you will get a reputation as an optional person and in the future you are unlikely to be lent more.

Situations when the money on the phone is over, but you need to call urgently, are not uncommon. If it is not possible to replenish the balance urgently, Megafon subscribers can borrow small amounts thanks to the Promised Payment and Credit of Trust services.

You will need

• Mobile phone or internet access.

Instruction

The Promised Payment service has gained the most popularity among Megafon subscribers, as it allows you to top up your phone balance on credit in a few minutes. The amount of replenishment of the account can be 50, 100 or 300 rubles.

The amount of the available "Promised payment" depends on how much the Megafon subscriber spent during the last month (or three), as well as how much time he uses this number. When using the number for less than 3 months with accruals of more than zero or more than 3 months with accruals of less than 400 rubles, a payment of 50 rubles is available to you. When using the number for more than 3 months and spending more than 400 rubles, 100 rubles are available, for more than 6 months - up to 300 rubles.

"Promised payment" is available for those whose balance is negative or close to zero. There are a number of account balance restrictions. 50 r. connects with an account balance of up to minus 40, 100 rubles. - up to minus 70, 300 rubles. - up to minus 250 rubles.

Megafon provides 4 options for those wishing to activate the Promised Payment service. The first option is through the voice menu by calling 0006. The second is through the USSD commands *106# or *1006#. The third - via sms to the number 0006 indicating the amount of 100 or 300 rubles. The fourth - through the "Payments" section in your account. In roaming, the service can only be activated by *106#.

After three days, the amount of the promised payment will be automatically deducted along with the commission. Therefore, it is worth replenishing the balance in advance. If you borrowed 50 rubles from Megafon, then the money will be available only for a day.

The Credit of Trust service allows subscribers to communicate on credit with a negative balance. To connect it, you must contact the Megafon sales office with a passport. The size of the credit limit, which is due to the subscriber, is calculated on an individual basis, depending on the period of use of the number and the average amount of communication costs.

Can each subscriber get a debt?

Has it been less than 2 months since the purchase of the SIM card? The service will be available; however, you can only borrow up to 50 rubles. And only if the balance is not below zero.

On the 61st day after the registration of the number, the operator begins to trust the client more. This means that these loan conditions become relevant for you:

• spend on communication from 300 rubles, you can take a loan of 100 rubles or 200 rubles;
• you spend from 301 rubles per month, you get the opportunity to take 300-400 rubles;
• if expenses exceed the amount of 501 rubles, a debt of up to 800 rubles becomes available.

To borrow from MTS, the minus on the account should not exceed 30 rubles. Otherwise, you will have to use the options described below.

Attention! "Promised payment" is incompatible with some tariffs (for example, "Guest", or "MTS Connect") and services (for example, "On full trust"). However, many tariffs, including Smart-unlimited, are compatible with it.

How to take the promised payment on MTS

Enter the USSD command *111*123#. You will be offered several available amounts for replenishment (if your SIM card is more than 60 days old).

Important! If you take a loan for a phone from 20 rubles, then the operator takes a commission. Its size is from 7 to 50 rubles.

If the combination does not work, you can borrow money from MTS by calling 1113 or by visiting your personal account at this link - online.mts.ru. Online, you can either borrow on MTS or connect other options with a zero balance.

How to talk on credit up to minus 300 rubles

"Promised payment" is bad for two reasons:

1. It is easy to miss the moment when the money in the account is less than 30 rubles. and, accordingly, put yourself more through the "Promised payment";
2. For novice subscribers, it is usually useless, since they can borrow money on MTS only with a positive balance.

Therefore, there is an alternative called "On full trust." This is such a service that allows you to pay for communication once a month and go negative up to 300 rubles.

It works like this:

• You connect "On full trust" for free - the service does not require any connection fee or a fixed monthly fee;
• spend as much as you need. Even on loan. Negative balance limit - 300 rubles;
• at the end of the month, the system itself calculates how much you owe. You receive an SMS indicating the amount;
• You pay the bill by the 24th.

Attention! If the balance falls below the allowable limit or the MTS loan is not repaid on time, the SIM card may be blocked.

The advantage of the service is that 300 rubles is only the initial step. If you regularly replenish the balance, the maximum amount of debt will increase to 900 rubles, since after the starting period (30-31 days) it begins to be calculated from the total amount of payments for 3 months.

To connect "On full trust", dial *111*32# or send an SMS with the text 2118 to number 111. In addition, you can call 111 and dial 2118 after the autoinformer message.

Call and SMS at someone else's expense

In addition to the option to borrow money on MTS, you can use others. Dial 0880, listen to the informant and enter the 10 digit number of the person you want to call.

If he accepts the call and confirms that the conversation will be paid from his account, you will get through. If a person misses or rejects a call, he will receive an SMS on his phone asking him to call back.

To send an SMS at someone else's expense, dial the number, add the numbers 5880 to it and click on the call.

Interesting! You can also send an SMS message with a request to replenish your account by dialing the code *116*subscriber number# or *116*subscriber number*amount#.

How to call for free with a positive and negative bill on a smartphone

If you have an IOS, Windows Phone or Android phone, install the Viber program. This is software that allows you to call or write a message for free to any person who has it installed (and it doesn’t matter if MTS is on the phone of another subscriber or not). Install and get the opportunity to talk for free.

Viber works over 3G, 4G or WI-FI, so all you need to call is free internet. The program is automatically synchronized with your contacts from your phone or SIM card.

An additional benefit of the application: you can transfer images and videos, as well as other files, just like in the popular Skype messenger, which often behaves strangely on mobile phones.