As far as we can look into history, money played a very important role for people. And now there is no need to talk about it. Everyone has their own attitude to money: someone idolizes it, someone despises it, someone just earns. According to the Chinese science of Feng Shui, if money is treated with respect, neatly, kept in order, then this will help the family to live in abundance.
Even those who are not familiar with this science know that money loves an account, so control over your finances is necessary. Previously, a variety of devices were used for this - from clay tablets to modern books of expenses and incomes. But in our time, it has become quite easy to keep track of your belongings - with the help of a computer and special programs for accounting for finances. Also, instead of programs, you can use online services that can be accessed from anywhere on the planet.
If you are interested in financial accounting applications on smartphones or tablets, we recommend that you refer to the publication “ Budget planning for Android".
You can enter your income in a variety of currencies, convert it to another at any time, and if you have an Internet connection, update the exchange rate at the touch of a button. A calendar is integrated into the program, in which you can record the days of possible expenses and incomes, and a reminder will not let you forget about the event.
Since the program has a large set of functions, it will not be easy to learn it right away. It will take a couple of weeks to master the intricacies of its work, but the well-arranged control of income and expenses for the month and the wide range of opportunities compensate for the time spent.
The MoneyTracker program is paid, the trial version has no time limit for use, but the ability to enter data into the database is limited.
There is the possibility of replenishing the database using SMS messages. jMoney supports the output of reports and the function of their printing, the program is also equipped with a reminder system for current payments. In the program, you can create a backup copy of the database so as not to be afraid to spoil or lose anything.
The jMoney program can be used free of charge, provided that the income of users does not exceed 14 thousand rubles, otherwise you will have to pay.
Home bookkeeping.
The Home Bookkeeping program is a comprehensive solution for accounting finance. The program can be installed both on computers and on mobile devices between which data can be synchronized. With it, you can keep track of not only personal finances, but also the finances of your entire family, or use it for your company's accounting.
The program has such features as accounting for expenses, income, money given and borrowed, control over the return of debts, planning expenses and income, accounting for funds on an unlimited number of accounts. Home accounting supports keeping records in several currencies, with the ability to receive exchange rates from the Internet, display reports in the form of charts and export any information.
Web services for financial accounting.
In addition to the usual programs for managing your income and expenses, which are installed on a personal computer or smartphone, there are also online services that provide access to your data stored on the server from anywhere and at any time. Popular online services include the following: zenmoney.ru, drebedengi.ru and easyfinance.ru. Some people are afraid to store such personal information as the amount of their income somewhere on an unknown distant server, but almost all web services guarantee confidentiality and security, since the data on them is stored in encrypted form.
Bright and colorful easyfinance.ru service is designed for financial accounting. It has both free and paid plans. Staying on a free plan, you can keep records only using the site, this plan is convenient for a small number of accounts. The developers guarantee that the free functionality will surpass any competitive product.
The drebedengi.ru service is designed for those who do not want to spend a lot of time planning and controlling their funds and immerse themselves in the study of the service. Drebedengi is a simple and convenient free system. A multiplayer mode is possible to join other family members to control finances.
The service zenmoney.ru (Zen-money) is an excellent service for keeping track of finances, which is used by freelancers and entrepreneurs. The service is able to recognize SMS messages from banks and automatically create completed transactions in the service.
In addition to the listed online services, there are many others, both foreign and domestic, with different approaches and methods.
We have looked at different ways of accounting for finances. As a result, we can say that there is no better or worse among them. As they say, how many programs, so many opinions. The choice is huge, in addition to those covered in the review, there are hundreds of others, paid and free, with their own methods and principles.
If you ask yourself what to stop at - a regular program or a web service, there is also no definite answer. Today, some services offer a full range of personal accounting options at the same time on the service, from a program on a computer or on a smartphone.
Programs for reporting income to the household budget.
↓ New in the category "Home Accounting":
Free
Auto-Manager 1.2.9.1 is an application that allows you to keep track of fuel costs, as well as car repairs and maintenance, its insurance and other things. The Auto-Manager application will be useful both for motorists themselves and for small companies with a fleet of vehicles.
Free 
Family Budget 3.1.0.3 Lite is a program for accounting for your own finances. The Family Budget program will help you keep track of your income and expenses so that you can choose saving options.
Free 
Own money 2.3.0.7 is a free system for accounting for personal funds. The Money Own program is one of the best programs for managing your finances, as it has the ability to fully control each of your accounts.
Free 
DomFin - bookkeeping for home 3.0.0.28 is a simple family bookkeeping and budgeting application. The program "DomFin - accounting for the home" is quickly mastered by any user and has the ability to work through a local network.
Free 
Home Economics 3.75 is a program for managing your personal finances, with the ability to plan a family budget. The "Home Economy" program will help not only control the funds, but also achieve significant financial results much faster.
Free 
Home Bookkeeping DaReManager 1.0 is a free program that will carry out simple accounting for household income or expenses. The DaReManager Home Bookkeeping program is quite simple and convenient and is designed as a Microsoft Excel document.
Free 
Home accounting 5.1.58 is a program for keeping records of the family budget. The Home Bookkeeping program will help you keep track of personal finances and the finances of the whole family, and it can also be used for bookkeeping in a small company.
Free 
Home Finance Free 1.0.9 is a simple, nice and free home accounting program. The Home Finance program can create multiple accounts (main, passbook, stash, and others) for any currency.
Free 
Xenon Family Budget 2.5 helps any family manage their family budget with the ability to sort purchases and payments for greater savings. There will be no more questions about where the money has gone, all purchases are firmly fixed in the program with the ability to calculate all costs and select unnecessary expenses.
Looking for free home bookkeeping software? Then you have come to the right place.
Household bookkeeping is the success of maintaining wealth in the family.
You can control income and expenses as in the old fashioned way, i.e. in a notebook, and by modern methods, by installing the appropriate software on a PC.
In particular, we will consider the 5 most convenient and common programs for these purposes.
- homebank;
- Family Budget Lite;
- Family Accounting;
- cash fly;
- Home Accounting Lite.
home bank
A free application that allows you to keep track of your finances.
With the help of the software, you can fully control your income and expenses, plan your family budget, analyze expenses, and more. Take control of your spending.
The program supports tight integration and data import from Microsoft Money and Quicken services, as well as other applications for managing your own funds.
Supports QIF, QFX, CSV and OFX formats.
Of the functions, the detection of duplicate transactions is provided. This avoids confusion in calculations and clutter in the database.
Note! Transactions can be ordered by dividing into categories. You can also schedule the automatic addition of incoming transactions to the created database by adding various tags and more. There is also a function that allows you to edit several fields at once, which greatly speeds up and simplifies the accounting process.
Set an annual or monthly budget level for each category, if required.
Generate dynamic reporting reflecting the current state of your financial situation. If necessary, they can be provided with diagrams for clarity.
Family Budget Lite
This program is designed to relieve your torment regarding the calculation of personal expenses. All you need to do is enter your own income and expenses in the appropriate columns.
The program will do all other operations on its own.
The client benefits are:
- profitability is taken into account for several main categories and accounts;
- you can deal with accounting for your own debts, loans, investments, deposits and other calculations;
- you can use the auto-categories feature, i.e. when entering product names, the program will automatically select the required category from the table;
- detailed report of 8 parts with one click;
- export to HTML, BMP, TXT, Word and . It is also possible to print and save the document.
Several people can use the client at the same time. In this case, everyone will have their own account and password.
The latter can be installed when the application starts.
The search for income and expenses is very convenient, since it is possible to set up results for several filters at once: product, date, category, etc.
Accounting Family
If you don't want to systematically wonder where your money goes all the time, use this program.
You don’t have to think and remember where the money went, which was set aside for an important purchase for so long, but at a critical moment they took it and evaporated in the literal sense of the word.
The program will allow not only to analyze, but also to control revenue. You will also be able to plan your own expenses by thinking over the budget more carefully.
The client has a lot of options:
- accounting of income and expenses;
- accounting for debts (both borrowed and borrowed);
- analysis of financial transactions;
- the possibility of accounting in different currencies.
CashFly is a simple and very user-friendly personal financial tracking software.
You can create multi-level structures that display income and expense items.
It is also possible to build graphs of varying degrees of complexity, based on previously entered data and other important financial information for you.
It provides an address book, a list of organizations, as well as a personal diary that allows you to record reminders of important events for you.
The application is able to keep records in almost any given currency, perform scheduled calculations and print data.
Databases are password protected for greater security and content security.
Many users find it difficult to control their home budget. To alleviate the situation, it is recommended to use specialized software. Thanks to a specialized program, you can control not only your income, but also your expenses. The functionality of the program allows you to paint the costs even for the maintenance of a vehicle or loan payments.
Most of the applications are created taking into account the fact that the user is unfamiliar with accounting activities. For effective analysis, programs are able to build graphs and charts. It remains only to choose the right application.
Review of the best programs
To plan a family budget, you need an appropriate program. In fact, in the global network you can find a dozen applications that can plan income and expenses. The best programs include:
- "Zhadyuga";
- home bookkeeping;
- home economy;
Each of the above programs for managing a family budget differs from each other in terms of functionality. Therefore, before using any program, it is recommended to analyze the functionality, as well as compare the programs you like.
This is a multifunctional program for the family budget. The application is able to work with invoices, clients and articles. If desired, individual entrepreneurs can use the program. Users who decide to use the application for family budget planning may not worry, since it is not necessary to be an accountant to deal with the program.
The main possibilities include:
- Possibility of multicurrency organization of financial flows;
- Group data processing;
- Construction of diagrams showing the dynamics of funds;
- Ability to export the report to Excel;
- Composite payment support;
- Data backup;
- Ability to print promissory notes;
- Updating the exchange rate via the Internet;
- Customizing the appearance of the program.
Unfortunately, at first it will be difficult for the user to deal with the program for accounting for funds. This is due to the workload and ill-conceived interface. In appearance, the application can be compared with programs written in the 90s. Of course, after careful study, "Home Finance" can be handled by everyone, but this takes time.
Family accounting can be taken into account using the AceMoney program. The application has an intuitive interface, which means that it will not take much time to learn the functionality. IceMoney allows you to create bank as well as cash accounts. Thus, it will be possible to take into account all income and expenses. In addition, it is possible to transfer money from one account to another.
The only thing that can be difficult is the terminology used in the program. Otherwise, the program for accounting for funds has no drawbacks.
The main functionality is:
- Budget planning with articles;
- Ability to manage multiple accounts;
- Setting a password for the program;
- Backup;
- Visualization of expenses using charts;
- Ability to export data.
With a program like this, the family's bookkeeping will always be analyzed. In addition, you can generate a report for any past month.
A program with a simple interface without frills. Compared to other programs, there is such a flaw as unsigned buttons. Sometimes it is difficult to understand what they are for. At the same time, the application can be configured so that when you hover over the button, an inscription appears, but only in the footer of the program.
As for adding income and expenses, everything is clear here. It is possible to allocate amounts by category. In order to record the family budget more accurately, you need to take the opportunity to add information to a section such as "Debts".
This software has the following features:
- Accounting for the entire family budget;
- Possibility of accounting for a loan from a bank;
- Accounting for debtors;
- Work with an unlimited number of accounts;
- Possibility of gradual debt repayment;
- Formation of reports in the form of text and diagrams;
- Creating a database backup;
- Setting a password for the program.
It should be noted that “family accounting” can be used, free of charge, if the total income does not exceed 8,000 rubles.
If you want your family accounting to always be in order, it is recommended to pay attention to a program such as "Home Accounting". The application occupies a leading position among software designed to calculate profits and costs.
Family Bookkeeping is divided into the following tabs:
- Accounts;
- Expenses;
- Planning;
- debts;
- Income.
Such a division may not be entirely convenient. Competitors' expenses and incomes are displayed in one tab. Thus, you can understand how effective budget planning will be.
Main functionality:
- Create multiple accounts;
- Loan accounting;
- Possibility of partial repayment of debts;
- Loan repayment reminder;
- Budget planner;
- Filter for quick search;
- Building reports and their visualization;
- Ability to compress the database;
- Automatic update.
Family accounting will always be calculated, it remains only to download the program from the official website.
The application is designed for quick budget tracking. The program occupies a leading position in its software niche. The functionality of the program is quite diverse. As for the interface, it is simple, but you will have to tinker with some features. This is due to the fact that not all functionality is placed on the control panel. For example, account-to-account transfers are located in the "Finance" menu, although expenses and income can be found directly in the control panel.
It should be noted that only the demo version can be downloaded for free. This is enough to get to know. Perhaps someone will have enough of the functions that are available in the free version. It should be noted that you can edit the available items of income and expenses.
The main advantages of the program include:
- Ability to create an unlimited number of accounts;
- Planning your budget;
- The presence of a debt module;
- Creation of 10 types of reports;
- Availability of reference information;
- Export data to Excel;
- Creating a backup.
Thanks to a deep analysis, you can understand what is worth spending more money on, and why it is better to refuse. It is recommended to download the program from the official website.
A multifunctional program that allows you to protect your budget from unnecessary waste. The program is made in the style of Microsoft Office. All sections are signed and also equipped with icons. To schedule an event, you must use the organizer.
Program functionality:
- Planning of financial events;
- Accounting for multiple accounts;
- Calculation of profitable deposits taking into account inflation;
- Ability to view the latest financial news;
- Drawing up reports.
The program fully copes with the task. The only thing worth remembering is that the program is not free, although it can be downloaded without registering on the site.
The program combines ease of use and versatility. Even a novice user can handle the controls. You can customize the categories of expenses and income. The transfer of funds between your accounts is not very convenient, but you can get used to it.
Compared to other similar programs, developers devote little time to their product, so updates are rarely released. It is worth noting that the program is paid, but most of the functions are available in the demo version. The ban is on planning.
The functionality is quite diverse, but we can distinguish:
- High performance, thanks to which calculations and graphing are carried out in a matter of seconds;
- Possibility of database backup;
- Working with deposits and loans;
- Export to any convenient format;
- Search by specified criteria.
In general, the program can compete with analogues, in addition, the license is only 250 rubles.
Video review of family budgeting programs
Use Home Accounting - a program for maintaining and controlling finances of both personal and family budgets. Available on PC and on Android and iPhone/iPad mobile devices. Use synchronization and access your recordings on your computer, smartphone and tablet.
In addition to accounting for personal finances and controlling the family budget, Home Accounting will help individual entrepreneurs and small companies keep financial records.
The program will allow you to create an effective financial plan, calculate income and expenses.
Complete control over your household finances!
Five reasons to start using Home Bookkeeping today:
- Simplicity - No special accounting knowledge required
- Benefit - Keeping a record of household finances will help you achieve your goals
- Benefit - By analyzing your budget, you can avoid unnecessary expenses
- Practicality - A complete set of functions necessary to control the family budget
- Security - Password protection of records and database backup function
Features of Home Bookkeeping
Program for accounting for expenses and incomes of family budgets and personal finances
Keep a record of personal finances and the finances of all your family members. To ensure confidentiality, each user's records can be protected with a password.
Enter all your expenses and income into Home Bookkeeping to keep your finances under complete control. Build your financial plans and budget.
Full control of loans and money lent, including control of their return with the functions of calculating the payment schedule and reminders.
The list of currencies in Home Bookkeeping contains all the currencies of the world. Select the currencies you use.
The synchronization function allows you to exchange data with Home Accounting installed on another computer or on an Android, iPhone, iPad mobile device.
Home bookkeeping will help you analyze your finances with a variety of reports and visual charts.
Import your bank statements into Home Bookkeeping. If you need to transfer data from Home Bookkeeping somewhere, then the export function will help with this.
With a reliable backup system, be sure that your data is always completely safe and you will never lose it.
Reviews about Home Bookkeeping
Home accounting is constantly used hundreds of thousands Human. Check out some of our user reviews.
Olga
Honeypunk
The super program is the best tool with which it is easy to keep track of household finances. I have been using it for 8 years, the family accounting is under control. It helped a lot in the correct accounting of their own income and expenses, planning large purchases. Satisfied!
Alexander
Nesterov
Great app. I have been using it for home accounting for 8 years already, I can note the wide functionality and ease of management. It takes me a minimum of time to keep track of household finances, backups save your data. Satisfied!
Ekaterina
Yatsenko
The best application of its kind for housekeeping. Now I can quickly and competently draw up a personal financial plan, visually see the movement of income and expenses. A big advantage is the ability to save your data, also I can easily keep track of household finances from the tablet. I advise everyone who wants to safely and easily manage personal finances.
Very handy and useful app! The home bookkeeping program will teach everyone how to properly and easily manage personal finances and keep track of personal expenses.
Alexander
Vakhramov
Great program! This is the best personal financial assistant for any family, full control of income and expenses, all personal data is saved, while the program can be used even from a tablet. It is very useful for housekeeping when there is not enough free time. I advise everyone!
Alex
Apatenko
Home accounting is the best personal financial assistant! I started using Home Bookkeeping to plan the purchase of a car, as a result, the whole family uses this program to manage household finances. A big plus is the security of personal finances and the ability to maintain and control personal income and expenses for each family member. Thanks for the great program!
Alexander
Pavlov
Very handy and useful app! The home accounting program helped not only manage personal finances, but also in general financial planning for the family. Of the advantages I want to note the complete control and reliability of personal finances. I recommend it to everyone for home bookkeeping.
Ludmila
Potapova
I love this program very much, I have been using it "to the penny" for 3.5 years. Keeping home bookkeeping helps to properly plan large purchases, control income and expenses. I consider the possibility of separate management of the family budget and control of personal finances as a big advantage.
Nina
Bogdanova
Great software! I've wanted to try it for a long time - I'm satisfied, synchronization is both on the cord and on the dropbox. There is the possibility of backup, full control of income and expenses. The Home Bookkeeping program helped a lot in financial planning not only for the family budget, but also for the personal one. Recommend!
