What program to download for home bookkeeping. Home finance accounting software

Many users find it difficult to control their home budget. To alleviate the situation, it is recommended to use specialized software... Thanks to a specialized program, you can control not only your income, but also your expenses. The functionality of the program allows you to schedule costs even for maintenance vehicle or loan payments.

Most of the applications were created with the assumption that the user is unfamiliar with accounting activities. For effective analysis, programs are capable of building graphs and diagrams. It remains only to choose suitable application.

Review of the best programs

To plan a family budget, you need an appropriate program. In fact, in global network you can find a dozen applications that are capable of planning income and expenses. To the most the best programs can be attributed:

• "Greedyuga";
• Home bookkeeping;
• Home economics;

Each of the above programs for maintenance family budget, differs from each other in functionality. Therefore, before using any program, it is recommended to analyze the functionality, as well as compare your favorite programs.

This multifunctional program for the family budget. The app is capable of handling invoices, clients and articles. If desired, the program can be used by individual entrepreneurs. Users who decide to use the application for planning a family budget may not worry, as it is not necessary to be an accountant to understand the program.

The main features include:

• Possibility of multicurrency organization of financial flows;
• Group data processing;
• Construction of diagrams displaying the dynamics of funds;
• The ability to export a report to Excel;
• Composite payment support;
• Data backup;
• Possibility to print an IOU;
• Updating the exchange rate via the Internet;
• Customizing the appearance of the program.

Unfortunately, at first it will be difficult for the user to understand the program for accounting of funds. This is due to the overload and ill-conceived interface. In appearance, the application can be compared to programs written in the 90s. Of course, after careful study, everyone can handle Home Finance, but it takes time.

Family accounting can be taken into account using the AceMoney program. The application has an intuitive interface, which means that it won't take much time to learn the functionality. IceMoney allows you to create bank as well as cash accounts. Thus, it will be possible to account for all income and expenses. In addition, it is possible to transfer money from one account to another.

The only thing that can be difficult is the terminology used in the program. Otherwise, the program for accounting funds has no drawbacks.

The main functionality is:

• Planning a budget using articles;
• Ability to manage multiple accounts;
• Setting a password for the program;
• Backup;
• Visualization of expenses using graphs;
• The ability to export data.

With such a program, family accounting will always be analyzed. In addition, you can generate a report for any past month.

Program with simple interface no frills. Compared to other programs, there is such a drawback as unsigned buttons. Sometimes it can be difficult to understand what they are for. In this case, the application can be configured so that when you hover over the button, an inscription appears, but only in the footer of the program.

As for adding income and expenses, everything is clear here. It is possible to categorize amounts. In order for the family budget to be kept more accurately, it is necessary to take advantage of the opportunity to add information to a section such as "Debts".

Such software has the following functionality:

• Accounting for the entire family budget;
• Possibility of accounting for a loan from a bank;
• Debtor accounting;
• Work with an unlimited number of accounts;
• Possibility of phased debt repayment;
• Formation of reports in the form of text and diagrams;
• Creation backup bases;
• Setting a password for the program.

It should be noted that "family accounting" can be used, done free of charge, if the total income does not exceed 8000 rubles.

If you want family accounting to always be normal, it is recommended to pay attention to such a program as "Home Bookkeeping". The application occupies a leading position among the software designed for calculating profits and costs.

Family Accounting is divided into the following tabs:

• Accounts;
• Costs;
• Planning;
• Debts;
• Income.

This division may not be very convenient. For competitors, expenses and income are displayed in one tab. Thus, you can understand how effective budget planning will be.

Main functionality:

• Creation of multiple accounts;
• Credit accounting;
• The possibility of partial repayment of debts;
• Loan payment reminder;
• Budget planner;
• Quick search filter;
• Creation of reports and their visualization;
• Database compression capability;
• Automatic update.

Family bookkeeping will always be calculated, all that remains is to download the program from the official website.

The application is designed for quick budgeting. The program occupies a leading position in its software niche. The functionality of the program is quite diverse. As for the interface, it is not complicated, but you will have to tinker with some features. This is due to the fact that not all functionality is placed on the control panel. For example, account-to-account transfers are located in the Finance menu, although expenses and income can be found directly in the control panel.

It should be noted that only the demo version can be downloaded for free. This is enough for familiarization. Perhaps, for someone, those functions that are available in the free version will be enough. It should be noted that you can edit existing items of income and expenses.

The main advantages of the program include:

• The ability to create an unlimited number of accounts;
• Planning your budget;
• Debt module;
• Creation of 10 types of reports;
• Availability of reference information;
• Data export to Excel;
• Creating a backup.

Thanks to in-depth analysis, you can understand what is worth spending more money, and which is better to refuse. It is recommended to download the program from the official website.

Multifunctional program that allows you to protect your budget from unnecessary waste. The program is made in the style Microsoft Office... All sections are signed and also equipped with icons. To schedule an event, you need to use the organizer.

Functionality of the program:

• Scheduling financial events;
• Keeping records in multiple accounts;
• Calculation of profitable deposits taking into account inflation;
• The ability to view the latest financial news;
• Drawing up reports.

The program fully copes with the task. The only thing worth remembering is that the program is not free, although you can download it without registering on the site.

The program combines ease of use and versatility. Even a novice user can handle the controls. You can customize the categories of expenses and income. It is not very convenient to transfer funds between your accounts, but you can get used to it.

Compared to others similar programs, developers devote little time to their product, so updates are rarely released. It should be noted that the program is paid, but most of the functions are available in the demo version. The ban is set on planning.

The functionality is quite diverse, but it can be distinguished:

• High performance, thanks to which calculations and charting are carried out in a matter of seconds;
• Opportunity Reserve copy DB;
• Working with deposits and loans;
• Export to any convenient format;
• Search by specified criteria.

In general, the program can compete with analogs, besides, the license is only 250 rubles.

Video review of programs for maintaining a family budget

As far as we can look into history, money played a very important role for people. And there is no need to talk about now. Everyone has their own attitude to money: someone worships it, someone despises it, someone just earns. According to the Chinese science of Feng Shui, if you treat money with respect, carefully, keep it in order, it will help the family to live in prosperity.

Even those who are not familiar with this science know: money loves counting, so control over your finances is necessary. Previously, a variety of devices were used for this - from clay tablets to modern books of expenses and income. But in our time, it has become quite easy to keep track of your acquired property - with the help of a computer and special programs for accounting for finances. Also, instead of programs, you can use online services, which can be accessed from anywhere in the world.

If you are interested in applications for accounting finance on smartphones or tablets, then we recommend that you refer to the publication "Budgeting for Android".

You can enter your income in a variety of currencies, convert to another at any time, and if you have an Internet connection, update the exchange rate with one click of a button. The program has an integrated calendar, in which you can record the days of possible spending and income, and a reminder will not let you forget about the event.

Since the program has a large set of functions, it will not be easy to study it right away. You will have to spend a couple of weeks mastering the intricacies of her work, but the perfectly arranged control of income and expenses for a month and ample opportunities will compensate for the time spent.

MoneyTracker is a paid program, the trial version has no time limit, but the ability to enter data into the database is limited.

There is the possibility of replenishing the database using SMS messages. jMoney supports the output of reports and the function of printing them, the program is also equipped with a reminder system current payments... In the program, you can create a backup copy of the database so as not to be afraid of spoiling or losing anything.

The jMoney program can be used for free, provided that the users' income does not exceed 14 thousand rubles, otherwise you will have to pay.

Home bookkeeping.

Home Bookkeeping program is complex solution for accounting of finance. The program can be installed both on computers and on mobile devices, between which data can be synchronized. With its help, you can keep records of not only personal finances, but also the finances of your entire family, or use it to keep your company bookkeeping.

The program has such features as accounting for expenses, income, money given and borrowed, monitoring debt repayment, planning expenses and income, accounting for an unlimited number of accounts. Home bookkeeping supports the maintenance of records in several currencies, with the ability to receive exchange rates from the Internet, display reports in the form of diagrams and export any information.

Web services for accounting finance.

In addition to the usual programs for managing your income and expenses, which are installed on a personal computer or smartphone, there are also online services that provide access to your data stored on the server from anywhere and at any time. Popular online services include the following: zenmoney.ru, drebedengi.ru and easyfinance.ru. Some are afraid to store such personal information as the size of their income somewhere on an unknown remote server, but almost all web services guarantee confidentiality and security, since the data on them is stored in encrypted form.

The bright and colorful service easyfinance.ru is designed to keep track of finances. Has both free and paid plans. While staying on free tariff, you can only keep records using the site, given tariff convenient for few accounts. The developers guarantee that the free functionality will outperform any competitive product.

The drebedengi.ru service is intended for those who do not want to spend a lot of time planning and controlling their funds and diving into the study of the service. Rubbish is simple and convenient free system... Possible multiplayer mode for joining other family members to control the finances.

The zenmoney.ru service (Zen-money) is an excellent service for keeping track of finances, which is used by freelancers and entrepreneurs. The service is able to recognize SMS messages from banks and automatically create transactions in the service.

In addition to the listed online services, there are many others, both foreign and domestic, with different approaches and methods.

We have considered different ways accounting of finance. As a result, we can say that there is no better or worse among them. As they say, how many programs, so many opinions. The choice is huge, in addition to those covered in the review, there are hundreds of others, paid and free, with their own methods and principles.

If you are wondering where to stop - regular program or a web service, there is also no single answer. Today, some services offer a full range of accounting options personal accounting simultaneously on the service, from the program on a computer or on a smartphone.

Multi-currency financial system for accounting and analysis financial transactions... With its help, you can maintain both a home budget and business affairs. An easy-to-use but powerful program allows you to track the movement of cash, transactions with bank accounts and credit cards, the state of debts and loans, plan income and expenses, break down operations by items, projects and counterparties. Formation of an unlimited number of reports for the analysis of financial condition. 2591

If you and your family members have thought about a convenient home bookkeeping to visually see not only your income, but also monthly expenses then familiar paper notebook with a handle is already an outdated version, but standard Excel- this, of course, is not bad, but if you have not fully mastered this program, then a special program for home accounting, which can be downloaded for free on the Internet quite easily, will be the best solution to achieve your goals.

There are quite a few programs of this kind, so among all the variety you will definitely find the one that turns out to be ideal for you. Accounting software home budget can be both paid and shareware ( limited functionality or with a test period) and are completely free. I would like to immediately note that free programs- This does not mean " bad»Programs, because they also have all the necessary functionality for competent and accurate accounting of family funds. The differences most often lie in the design, as well as in some convenient " chips", Without which, in principle, you can do.

In our article we will consider in more detail completely free programs, as well as those that you can free download, but in the future you will need to activate them to expand the functionality. All programs in our review are published in Russian.

Free software for home bookkeeping

Cubux

Cubux(www.cubux.net) - enough convenient service for managing income, expenses and debts online. Whether you use a gadget or just a computer, the data is synchronized and saved from all devices in one database.

Maintaining a common budget for the whole family is quite possible with the help of the function "Joint accounting". Leaving the store, you can quickly and easily create an expense transaction thanks to the "Multi-consumption" function. The action is performed in three clicks: Account, Category, Date and after entering the amount, the expense is saved.

The report on your finances is reflected monthly in statistics. The section "Debts" will help you not to forget about your debts, as well as about your debtors.

Use the instructions for using the service or contact the technical support service to resolve your issue. Don't worry about the data, you can download it at Excel file and save to your computer.

Supported platforms: Windows, IOS, Mac Os, Android.

(http://homebank.free.fr/) - completely free an application that allows you to organize - accounting of expenses and income. Distinctive feature this program is considered that it supports data exchange with the service Microsoft Money, as well as Quicken and some other applications. Works using the following formats:

• QFX (OFX);

Features of work:

• the ability to break down expenses and incomes by category;
• data output in the form of diagrams;
• planning future expenses;
• the ability to create transactions in automatic mode;
• visualization of current operations;
• import of data into certain formats that the program works with.

If you decide to download for free (https://dervish.ru/), then opening the program for the first time, its interface may seem too simple, uncomplicated and not attracting attention to you, but do not rush to close it just now installed application... If you stay in it for at least 20-30 minutes, you will understand that it is unique and completely in front of you. free without registration a lot of possibilities open up.

With AbilityCash, you can:

• create a variety of accounts without limiting their number and currency;
• work with popular formats. xls and .xml;
• put on paper different options reports;
• use some rare languages ​​(Ukrainian and Lithuanian);
• tune appearance to suit your preferences: add options hidden by default ("price", "quantity"), use a tree-like structure with the ability to add an unlimited number of subcategories, make notes and important notes to specific cells.

By default, only Russian ruble, but it is possible to expand the list of currencies by using up-to-date data from the website of the Central Bank of the Russian Federation.

Another program released in full in Russian language (http://www.softportal.com/software-4910-semejnij-byudzshet.html).

Among the advantages Family budget the following can be noted:

• can keep records of income and expenses for several accounts at once;
• the function of auto-selection of categories is available, i.e. starting the entry of a specific product, it will automatically be sorted into a specific category;
• the ability to create a report of 8 points by clicking just one button;
• use of popular formats .bmp, .txt, .xls, .doc;
• printout of reports;
• the ability to use the program by several people at once, and registration is free for each user with the creation of his own username and password, which must be entered when entering.

(http://myhomesoft.ru/) in addition to standard features accounting for income and expenses, family budget planning, has some individual features that distinguish the program from its analogues:

• the ability to create multiple accounts.
• not only cost analysis is available, but also their control, i.e. upon reaching a certain maximum set by you, the program will notify you about approaching the mark;
• the ability to account for debt obligations, both your own and those who owe you;
• use of different currencies;
• creating backup copies of the database, which can later be restored or unloaded into the program Microsoft Excel.

(http://www.domeconom.ru/) refers to free programs without registration for home accounting, so it can be downloaded from both the official and any other site.

The program allows you to work on multiple devices at once, and through automatic synchronization.

The functions of this utility are otherwise completely identical to those similar and standard for similar programs ( for example, Home Bookkeeping, and other free programs).

What is noteworthy, the help is quite competently and clearly implemented here, so if you do not know where to start or how to organize work with the utility, then after reading the corresponding section, you can easily figure out the problem.

(http://www.ownmoney.org/) - completely free app with great possibilities:

• accounting of income, expenses, including those that you plan in the future;
• multicurrency, unlimited number of accounts and accounts;
• tree structure with various sub-items and branches;
• transfer of funds between accounts;
• automatic updating of exchange rates;
• accounting not only for purchases, but also for their weight;
• the ability to schedule some operations in automatic mode, as well as temporarily disable such payment;
• work with counters, as well as accounting for benefits and discounts.

(http://www.softportal.com/software-1128-cashfly.html) - free home bookkeeping that allows you to calculate complex transactions related to income and expenses for various items. Among the main advantages are:

• the ability to archive data;
• password protection;
• preparation of planned operations;
• construction of graphs and diagrams according to various parameters;
• the ability to print data;
• address book for recording data of individuals and organizations;
• the ability to keep a diary and set up notifications about memorable dates.

Shareware programs for home bookkeeping

These programs can be downloaded for free without registration, but to expand the functionality or long-term use payment may be required.

(http://www.mechcad.net) is available in four versions, so you can download the full version or use the Lite version and use add-ons. The Lite version differs only in that with the help of the program you can manage no more than two accounts, but for most families this will be more than enough. The account here means not only bank cards or accounts, but also the cash of family members, i.e. if there are two workers in the family, then Lite version it will be enough for them. Price full version programs - 1,300 rubles.

With the help of the AceMoney program you can:

• manage your funds in various currencies (more than 150 types of currencies are presented);
• monitor online changes in exchange rates;
• distribute your budget according to items of expenditure (more than 100 options for spending money are preinstalled in the program);
• tracking budget receipts and expenditures;
• calculation of expenses according to a certain sample for the period of interest (utility bills, mobile connection, products, etc.);
• preparation of reports (common formats are available. xls and .html);
• accounting for savings, debt obligations, mortgages;
• the ability to create a backup, etc.

The program (https://www.keepsoft.ru/) is one of the most common among those that are distributed on the Internet for free. Today, you can download the Home Bookkeeping program for free without registration from many services, but do not flatter yourself, since to get the full extended version, you will have to pay 400 rubles. This computer application will allow not only to calculate the accounting of expenses and income in the family, but also to cope with accounting in a small company.

Home Bookkeeping software can:

• keep track of expenses and income;
• calculation of debt obligations (both yours and those that have formed in front of you);
• calculate the possibility of partial repayment of debts, as well as interest on debts;
• remind you of the time of payment of debts or obligatory payments;
• build reports in the form of tables and diagrams;
• synchronize databases, shrink them, clean up unnecessary, etc.

The main advantages over other programs:

1. the presence of pop-up tips for planning a budget;
2. updating via the Internet;
3. customizing the interface for yourself;
4. the ability to convert data in 15 most popular formats;
5. currency exchange, up-to-date information on 5 selected currencies, current rate;
6. planning income and expenses for the future, etc.

You can download the Home Bookkeeping program for free without registration on the official website (https://www.keepsoft.ru/), here you can also expand the functionality.

Family pro

Family pro(http://www.sanuel.com/ru/family/) - another conditional free version paid program... Do not rush to look for something else, as it is quite convenient to use and for free 30 days you will be able to understand for sure whether it is right for you or should you look for something else. If free version completely satisfy you, then give for full package 500 - 600 rubles is not that much.

For the purposes of private business, this program for home accounting is also suitable, which can be downloaded for free from many Internet services. In this utility, the most interesting and competent among competitors is the ability to create and save reports, as well as instant sending to print. Using Family Pro, you can create the following types of reporting:

• family budget analysis;
• detailed report on items of expenses and income;
• comparative analysis by months;
• analysis of debt obligations and a list of debtors;
• comparison of income and expenses, etc.

Using the tools of the utility, the user can plan deposits and loans for free, predict spending and income in the budget for specific month or the period, to predict the possible cash flow, if there are several sources of income and the account "in mind" is completely unacceptable.

(http://www.personalfinances.ru/) is unique in that by creating a specific database on your budget on your computer, you can download home accounting and on your mobile device by installing a similar application on Android base or iOS and syncing information.

The Personal Finances program is presented in a free demo version with limited functionality, but sufficient for comfortable use, as well as in a paid version costing from 2,450 rubles (personal and commercial licenses). Moreover, these licenses are mutually exclusive, i.e. commercial cannot be used for home and vice versa.

The program has a lot of possibilities:

• family budget management;
• tracking in mode online interest on deposits;
• the ability to repay loans;
• multicurrency with the ability to update courses from the Internet;
• organization of expenses not only by category, but also for each family member;
• work with debts;
• reports in the form of graphs, diagrams, projects, etc.

Economy

Program Economy(http://home-economy.ru/) is ideal for those who are not at all “friendly” with economic and financial terminology, and also cannot distinguish the concept of “transaction” from “investment”. There are no hard-to-understand terms and words, so even a teenager or an elderly person can probably use this utility.

However, the program is not completely free, because there are restrictions here: if your budget is more than 14,000 rubles per month, buy paid version.

Application advantages:

• simple, clear, convenient and pleasant to the eye interface;
• creation of an unlimited number of accounts and accounts in each of them;
• the ability to create foreign currency accounts, as well as keeping records in different currencies;
• reminder of loan repayment dates, utility bills and other obligatory payments;
• the ability to use all kinds of filters;
• data backup, the possibility of recovery;
• reference information for Russian-speaking users.

If your budget has grown above 14,000 rubles, then you can always buy the paid version, especially since its cost is only 250 rubles.

Maintaining personal bookkeeping on the Internet

Home bookkeeping can be carried out completely free of charge without even downloading any applications to your mobile devices or home computer, since today there are quite a few online services for keeping track of family expenses and income.

The following services stand out among the most common and free ones:

• Rubbish;
• Where is my money?;
• EasyFinance;
• HomeMoney etc.

The convenience of these services is that there is no need to download applications, and all data is stored on servers on the Internet, which allows you to view your entire history from any computer or device with Internet access. At the same time, functionality does not suffer at all, since all the same functions and capabilities are available to you as standard programs.

Budget planning is the key to a successful life even with a small income.

This article presents far from all of the existing programs home bookkeeping, etc. Here are described only the most popular, successful, and also available for downloading without restrictions. If desired, every Internet user can find something more suitable for himself than presented here. For example, X-Cash, Xenon, Home Finance, DaReManager or something else. Look for what works for you and plan your budget!

If you find an error, please select a piece of text and press Ctrl + Enter, and we will definitely fix it! Thank you so much for your help, it is very important for us and our readers!

Sometimes you just don't understand: where they go, where the money comes from. And dealing with this problem is sometimes not easy. Moreover, many have loans and do not want to constantly think about them, so as not to miss the deadline for paying the next installment.

There are two main ways out:

• Use Microsoft Excel and write expenses and income there. In theory, very simple and convenient option... But in practice it is very inconvenient, especially when you need to draw up some kind of report, for example, monthly expenses for housing throughout the year. Everything has to be done manually. However, for the sake of clarity, I use this method. Although, if I change the program for home accounting, then I may not use this option.
• Use a special internet service. A great option. You can log into your accounting department from any device: computer or smartphone. There are such disadvantages; such services have problems with data protection, and there is always a risk that someone will hack into your account and find out everything about your financial condition. Yes, you need a permanent internet connection. And it costs money, especially for mobile devices: smartphones and tablets.
• Use for these purposes special program for home bookkeeping. V this moment most perfect option... It is very easy to create reports and there are no data protection problems.

Now let's take a closer look last option... And similar software can be divided into two large groups:

• for the home user. Everything there is optimized for keeping a home budget. Most often, such software is free and it basically has the following functions: accounting for expenses and income, working with debts. In principle, nothing else is needed for a home budget. I myself use a similar program. And everything suits me. Among them there are also paid ones that support work with online banking, but here the security issue is already acute. I myself do not really trust such programs. Although even if you are hacked, they will not be able to transfer money from your account. For this, programs such as DomFin, Home Accounting, AceMoney Lite, MyMoney, Family Accounting and Zhadyuga are best suited.
• for running a family business. There is already a large set of various reports, and work with large quantity different accounts. But again, such software is far from professional accounting. But for running a small business under a simplified taxation scheme, it is quite enough. Similar programs also have various additional features: reminders to pay off debt, exchange rates, and so on. Such software for accounting is mainly paid, but there are also options for free with maximum income per month. These are software such as MoneyTracker and CashFly.