Yandex Money is a popular payment system and the main competitor of WebMoney. Paying for purchases, replenishing a mobile phone, paying a rent, receiving or sending a payment - the presence of poison opens up great opportunities. In addition, you can create a Yandex Money wallet without leaving your home.
So, how to create a Yandex wallet for free from a computer and what do you need for this?
Go to the page money.yandex.ru and press the button "Open wallet"
Registering a wallet and account in Yandex
The first and most important condition is the presence of an account in the Yandex system. If there is one, then go straight to creating an electronic invoice. If not, you will have to register in the service at the same time. You can do this yourself by entering data such as login, password, mailbox address and phone number. 
The second option is to register using one of your social media accounts: Vkontakte, Odnoklassniki, Mail.ru, Facebook, Twitter or Google. To do this, you need to log into your profile and allow Yandex to access your personal data. Thus, you will not only be able to create a Yandex money wallet, but you will also receive e-mail and 10 GB virtual disk space.
Yandex Money - wallet registration
If you already have an account, you need to log in and then register the Yandex Money wallet. In this case, you will only need to enter the mail address to which notifications of received payments and a phone number will be received. 
Then wait for the SMS, enter the code in the appropriate field and click on the "Open wallet" button.
On this mission to register in Yandex Money is completed! You will immediately find yourself in your Personal Account, where the virtual assistant will take you on a short tour.
How to find out the Yandex Money account number
Immediately after registration, the account number will be displayed at the top of the page. You can later recognize it by clicking on the arrow next to your balance in the upper right corner. 
In the pop-up menu, in addition to the account number, you will find other useful functions, in particular, a link to the settings page. In addition, you can go to the settings by clicking on "Settings" in the left menu in the Personal Account. 
After registration, you receive an anonymous wallet, which has a number of restrictions. In particular, the amount on the account cannot exceed 15 thousand rubles, you can pay with them exclusively on the territory of the Russian Federation, there is no way to send money and you can withdraw it only at an ATM using a card from Yandex. To rectify the situation, click in the "Change status" settings and select the option that suits you best. 
If you wish, you can either enter your passport data directly in your Personal Account on the website, which is convenient for residents of the Russian Federation, or go through identification at the company's office or through partners, which opens up for you all the possibilities that the Yandex money payment system provides.
Hello dear blog readers. Topic of this article Yandex money registration.
Today you will learn how you can register in Yandex money, create your own electronic wallet there, how to withdraw and deposit funds in the Yandex Money system, how to replenish, transfer and cash out funds in the Yandex Money wallet.
A lot of electronic money is circulating on the Internet, in order to perform any manipulations with it, there are various programs and online payment services for replenishment, exchange, withdrawal and other operations with electronic money. At the very end of the article, you can watch a small video tutorial on how to register with Yandex Money.
The most popular online payment services in Russia and the CIS countries are WebMoney, Yandex Money, Qiwi wallet and RBK Money. I am registered and use most of these services. My first electronic wallet appeared in the WebMoney system, after it on Qiwi, Yandex Money, PayPal, Perfect Money, Liberty Reserve and others.
In order for you to have your own electronic wallet in Yandex, you need to go through a simple registration process in Yandex Money.
Let's start registration
The first step is to get yourself an electronic mailbox on Yandex. If you do not have it yet, you can use the information - registration. The Yandex portal has many useful services, access to which can be used with your login and password information received during registration in the mail.
If you already have an email address on Yandex, then just enter it. You can also use an alternative option, log in using social networks, etc.
After we have entered the mail, you need to go to the Yandex Money service using your username or social networks in which you are registered. It's more convenient for me to log in using my Twitter account, but it's up to you to decide how convenient it is to do it.
After that, you need to click on the big orange button Open the wallet.
The tab Opening an account in Yandex Money will open in front of us. Here you need to specify a mobile phone and symbols from the picture.
By specifying your mobile phone number, you can restore access to your electronic wallet on Yandex at any time, for example, if you lose your password, or it becomes known to third parties.
If you don't see well or the characters are not legible, you can click on the gray link - show another picture, enter new characters and click Continue.
After a few seconds, another window will open where you need to enter some information about yourself. You should receive an SMS message with a code on your mobile phone, which must be entered in the appropriate line. 
You also need to come up with a complex payment password in order to make transactions with electronic money.
The payment password must be different from your username and password for entering Yandex money. If the SMS did not come, you can specify a different number or ask to send the SMS again.
Do not forget to write down your username, password and payment password in your notebook, diary or where all your passwords are stored. You can forget them, and if everything is written down, you can remember.
Next, put two checkboxes and accept the user agreement. If you want to familiarize yourself with them, you can follow the corresponding links or read in the sub-item How to connect. After that, click on the button Open an account.
You need to wait a little, the registration process may take several minutes.
If the user is inactive in the Yandex wallet, your session is closed after fifteen minutes. In order to resume operations in the wallet, you need to re-authorize. Such a protective system was invented for a reason.
If you forget to exit the wallet, the system will automatically do it for you, thereby reducing the risk of hacking and losing your money. This security system is found in most reliable e-wallets and online services.
That's the whole simple procedure of registering a wallet in Yandex money, now I propose to go to setting up your Yandex wallet.
How to set up and use Yandex wallet
After opening an account, you will see a page with your wallet number, which you need to write down.
In the center of this page, there are small tips on how to use the wallet: link a bank card, replenish an account, get Yandex Money, make purchases, make transfers, withdraw your funds, and more.
The first step is to go to the Yandex wallet settings, where you can get acquainted with important information. In order to get into the settings of your wallet, you need to go to the Manage wallet link, which is located on the left side of the page.
Here you can manage your e-wallet, change personal data and much more.
Now let's take a look at each control point of our wallet in order.
Account management
In your account, you can change the additional settings that were specified when registering the wallet.
In the Account tab, you can add or edit your passport.
Change your mobile phone number, if specified during registration. Change your status from anonymous to an identified user of the Yandex Money system.
If you are not going to carry out money transactions and transfers exceeding the amount of 15,000 rubles, then you can remain anonymous.
If you have your own business and you need to make large transfers for large amounts, then I recommend going through the identification procedure. You will have more functions and possibilities with money transactions.
You can also upload your photo or choose a portrait in the account column.
Password tab
If you change one of your passwords and forget it, it can take time and a little effort on your part to recover.
If you are obsessed with security, then this subsection is especially for you. Here you can change your main password, change and restore your payment password, as well as switch to one-time passwords, which have a higher degree of protection than ordinary passwords.
Here are three different ways to use one-time passwords, let's take a closer look at each of them:
SMS passwords
SMS passwords are probably one of the most reliable encryption tools when dealing with electronic money. If you have an electronic wallet on the WebMoney service, then you understand what this is about.
For each payment transaction, to confirm it, the security system sends an SMS to your phone with a code that must be entered in the appropriate field. Only after this procedure is the payment completed. If you do not enter the code, then there will be no payment either.
Electronic token
Electronic token Is a small plastic card, a bit like a credit card, which has an electronic dial and a small push button. Its cost is around 700 rubles. You can buy such a token in the Softkey online store. The principle of operation of the token is the same as for SMS.
When making a payment transaction, the system asks for a code, you click on the token button and in the upper part, where the dial, a unique code appears, which must be entered in the appropriate field. The declared service life of such a token card is about 4 years.
Code table
A code table is a small table in which codes, letters and numbers of the Latin alphabet are entered. It is similar to a chessboard, sapper game and sea battle.
How it works - the system asks you what symbols are located in certain squares, you find these squares, take the symbols indicated there from there and insert them into the appropriate field.
If you do not often use electronic payment services, you can leave your usual password or switch to SMS passwords. If you often perform manipulations with electronic money, then hardwired passwords in SMS or an electronic token are suitable for you.
Bank cards
Let's say you have a bank card, in this section you can link this card for further use in the Yandex Money service.
It is also possible to issue a new Yandex Money bank card, worth 149 rubles, if you live in Russia.
If you live in any other country, then this amount will be 199 rubles.
Informing
At this point, you can set the settings for receiving news from Yandex Money. If you do not want to receive news, you can turn off the notification by e-mail.
You can also edit the E-mail address, which will receive notifications about all completed transactions with your Yandex money.
Delivery of invoices
Invoice Delivery is a free recurring payment reminder and notification service.
If you run out of funds, for example, in skype, payment for hosting and domains, advertising companies in Yandex Direct.
Collecting money
The Yandex Money service has a useful function of collecting money for various needs. Anyone can donate a certain amount for the development of your project or other event if they wish.
So we went through all the important settings of our electronic Internet wallet Yandex Money. Now you can fund your account, transfer a certain amount to another wallet, withdraw, cash out or simply withdraw your money.
How to put funds in Yandex Money wallet
In order to top up your wallet, you need to go to the Top up account section.
Before us will open the How to replenish account window, where there are four types of balance replenishment, which in turn are divided into subspecies.
Let's take a closer look at each of them:
Bank cards
Top up an account from a bank card. If you have a credit card, then you can transfer funds from it to your e-wallet, the commission will be 49 rubles, regardless of the amount of replenishment.
At the same time, there are small nuances, this card must be issued by a Russian bank (if you live in Russia). If you live in Ukraine, Yandex Money only accepts bank cards from Privat Bank. And also on your card the service of payments on the Internet must be allowed.
Cash
Account replenishment with cash.
If you want to replenish your wallet with cash, you can do this in different ways through terminals, sales offices (if any in your region), bank branches, Contact and Unistream transfer systems.
Electronic currency
Account replenishment with electronic currency. If you already have electronic wallets in other payment systems, then you can transfer funds from them to Yandex wallet (if there is such an opportunity, of course).
Yandex Money cooperates with WebMoney, the RoboxChange.com service and some other exchange services. A 4.5 percent commission is charged for transfers from WebMoney to Yandex wallet or vice versa.
Prepaid cards
Prepaid cards are no longer issued, you can use the first three ways to replenish your wallet.
Before exchanging money in any exchanger, I advise you to read reviews about it. WebMoney has a special service for this called Web Money Advisor. Anyone can leave a comment on this or that electronic exchange service on it.
In order to view the reviews on the desired exchanger, I suggest pasting this text in the address bar of your browser.
For example, I took the roboxchange.com exchanger, you can replace it and insert your exchanger address.
How to transfer money to Yandex wallet
In order to transfer funds to another Yandex wallet, you need to go to the Transfer tab.
A money transfer window will open in front of us, in which you need to specify the recipient: account number or mail address on Yandex or phone number. Then we indicate the amount of the transfer, how much money you want to transfer, under this line the amount to be paid will appear along with the transfer commission. This commission is 0.5 percent of the transfer amount.
Your transfer can be protected with a protection code - in simple words, these are numbers, without which the recipient will not be able to withdraw money. You can specify the number of days this code is valid. It is also possible to write a small message or comment to the payee.
How to withdraw and cash out funds in Yandex Money
So we come to the most interesting point (withdrawal of money) of our article registration in Yandex Money. You can withdraw and cash out funds from your Yandex wallet in different ways. Yandex takes its 3 percent for cashing money.
I will list the main ways to withdraw funds from the Yandex wallet:
- Withdraw to a bank card that you link to your wallet account or an issued Yandex Money card, worth 199 rubles.
- Transfer money through a bank to an individual's account, if you have one, of course.
- Transfer and withdrawal of money through a bank to a legal entity, but for this type of operation you must have a professional account in the Yandex Money system.
- We withdraw money in cash through the Contact system, RiBank, etc.
- Perhaps you will not withdraw funds at all, but pay various daily payments such as utility bills, telephone, Internet, purchase of goods in online stores, payment for hosting, Skype, and so on.
Let's summarize
The topic of our article was about electronic money, and more specifically about Yandex Registration Money. Today we talked in detail with you and went through the entire process of registering a new wallet on Yandex. We have disassembled most of the e-wallet settings, learned how to deposit, transfer and withdraw Yandex Money. Now you can make purchases on the Internet and use electronic money at your command.
And now I propose to consolidate our knowledge and watch a small video lesson about Yandex Money.
Perhaps you have questions related to registration in Yandex Money. You can ask them below in the comments to this article, as well as use the form with me.
Thank you for reading me in
Hello dear visitors! The Internet has become a part of our life, and with it electronic payment systems, which we increasingly use for various financial transactions. Often this is payment for the Internet, mobile communications, utilities services, purchases in online stores, etc.
This page will focus on the Yandex.Money electronic payment system.
From the article you will find out how to create Yandex.Wallet and order a Yandex.Money card. Also, using the example of step-by-step instructions, you will learn how to identify Yandex.Wallet and link a bank card to it.
So let's move on from the introductory part to the instructions.
It is very easy to open an account in Yandex.Money. To do this, go to the page (the link will open in a new tab) and follow the instructions below.
We fill out the registration form, come up with a username and password. As a mail for notifications of payments, we indicate the login (email), which we just thought of. It will receive notifications from Yandex.Money. Then we indicate our phone number. We press "Continue".
The phone will receive an SMS with a code to confirm the number. Enter the code and click the "Create wallet" button.
And voila! Now you have a Yandex.Money wallet!
If you already have Yandex.Mail, then you don't have to create a new account in Yandex. It is enough to follow the link “I have a username on Yandex”. Then log into your account, provide your phone number and confirm it. And after that, a Yandex wallet will be linked to your account!
Registration in Yandex.Money via social networks
You can also easily and quickly register through any proposed social network in which you have an account.
Let's take Mail.ru mail as an example. Click on the corresponding icon. And in the window that appears, indicate the login, password from your account on the social network. Click “Login and Allow”.
We confirm our consent to the processing of personal data by clicking the "I am a new user" button.
Enter your mobile phone number, click "Continue". Then we confirm our number with the code from the SMS message. And finally, we press the button “Create wallet”.
In this case, all notifications from Yandex.Money will be sent to Mail.Ru mail.
How to create a wallet in Yandex.Money - video tutorial.
Identification in Yandex.Money
After registering in the Yandex Money system, your wallet will have the “Anonymous” status. Anonymous wallet does not allow you to use all Yandex Money features to the fullest. For example, with an anonymous wallet it is not possible to make payments all over the world, make transfers from Yandex.Wallet to a bank card, etc. Therefore, it is better to identify the wallet, or at least make it personalized.
How to identify Yandex.Wallet or make it personalized?
To go through identification in Yandex.Money in your personal account, go to the settings, select the item "Change status".
A page will open where you need to select the desired type of wallet.
Personalized wallet
If you want to make a personalized wallet, then in the corresponding column click on the link “Fill in the online form”.
Fill in all the necessary data, click “Save data”. After that, your wallet will become a personalized one. 
Identified wallet
To obtain identified Yandex.Wallet click "Pass identification". Choose one of the proposed identification methods and follow the further instructions of the Yandex Money system itself.
The first way the most convenient is to go through identification through the "Mobile Bank". You don't even need to leave the house for this. You just need to specify the necessary data and make a control transfer from the Sberbank card to your Yandex.Wallet (the payment amount does not exceed 10 rubles).
You can identify Yandex.Wallet through Mobile Banking if:
- You are a citizen of Russia,
- you have a Sberbank card,
- balance on the card is at least 10 rubles,
- you have the Mobile Banking service activated and the same phone number is tied to your Yandex wallet.
If you changed your passport after opening an account with Sberbank, then identification through the "Mobile Bank" may not work.
Second way less convenient - to identify the wallet in Euroset stores.
1) Choose identification via Euroset, fill out an application on the Yandex.Money website, print it out.
2) Take the printed application, your passport and go to the nearest Euroset salon.
3) Tell the cashier that you need to identify the wallet in Yandex.Money. Submit the application, present your passport and make a payment of 50 rubles (the amount of the contribution may have changed).
4) The cashier will enter the data and print the receipt. Check your details and account number on this check. If all the data on the check is correct, then sign the check.
5) Come home. Open your wallet on the Yandex.Money website and click on the balance. Follow the link and confirm your identification.
The third way- identification of the wallet in Svyaznoy. The same as through Euroset. You need to do the same. Come with an application and a passport to Svyaznoy and pay 300 rubles for identification.
Fourth way- identification at the Yandex.Money office. This option is almost similar to the previous methods.
1) On the Yandex.Money website, you need to download the application form and fill it out.
2) Come with an application and a passport to the Yandex.Money office and give the documents to the secretaries so that they can scan them.
3) A week later, a link to confirm identification will appear in your Yandex.Wallet next to the balance.
This method is suitable only for those who have a Yandex.Money office in the city. But so far, unfortunately, offices are located only in a few cities of Russia. So, I think this option will not work for most Yandex.Wallet owners.
Fifth way- identification through partners in other countries. This option is intended for citizens of Belarus, Ukraine, Kazakhstan and other countries, and this method is also suitable for residents of Crimea. To pass identification in this way, you need to contact an identification agent, check with him the list of necessary documents, the cost of the service and arrange a meeting with him. You can find out the addresses and contacts of identification agents on this page.
Also, Yandex.Money has several other identification methods in its arsenal, but some of them are even less convenient, more costly and will not suit everyone.
When you have an identified wallet, then, if necessary, with its help you can almost instantly identify several more of your wallets. You just need to copy data from one account to another.
How to link a card to a Yandex.Money wallet
If necessary, you can link your bank card to the Yandex.Money wallet.
1) To do this, go to the settings, then to the "Linked cards" section and click "Link card".
2) Enter the details of the card that you want to link to the wallet. Click "continue".
3) Confirm the payment of the invoice (1 ruble). This amount will be debited from the card and credited to your Yandex.Wallet.
4) If everything is done correctly, a notification about the successful binding of the card will appear.
How to transfer Yandex.Money to a bank card
In order to transfer money from a Yandex wallet to a bank card, go to the "Money transfers" section. Or click the "Remove" button next to the avatar. We choose to transfer money from a wallet to a bank card. We press "Continue".
We indicate the bank card number and the desired amount for the transfer. Click "Continue".
At this stage, we once again check the card number and the transfer amount. If everything is correct, click "Pay".
The term for crediting funds to the card depends on the bank, usually the transfer is carried out instantly. Personally, I often transfer money to a Sberbank card and there have never been delays, money always comes to the card in a few seconds.
And do not forget that the Yandex.Money service takes a commission for transferring funds.
How to withdraw funds from Yandex.Wallet to a bank account
To send funds to a bank account, open the "Money transfers" section, click on the link "To a bank account".
We indicate all the necessary details and the amount for the transfer. Select “Bank account” as the identifier for crediting. We press "Next".
Then we confirm the transfer.
The money will be credited to the bank account within 3 working days.
How to top up a wallet in Yandex.Money
Topping up your Yandex.Wallet balance is pretty easy. In your Yandex.Money personal account, next to the wallet balance, click the "top up" button. Choose a method to fund your wallet and follow the instructions.
How to create a Yandex.Money card
If you make money on the Internet Yandex.Money, then it makes sense order a Yandex.Money card(MasterCard). Yandex.Wallet and card have one account. Therefore, you do not have to transfer money from an electronic wallet to a bank card, while losing on transfer fees. You can pay for various services, bills and pay in stores with a Yandex.Money card like any ordinary bank card. You can also withdraw money from a Yandex card at ATMs. You can withdraw up to 10,000 rubles every month without commission. For withdrawing cash more than 10 thousand per month, a commission is taken. Service of the card costs 300 rubles for three years (the cost may have changed).
For those who do not yet have Yandex.Wallet, there is an opportunity to get 100 points from Yandex.Money, which equal 100 rubles.
To get points, create a wallet by following this. Then, order a Yandex.Money card, and after activating the card, you will receive 100 points.
Points can be spent on things, equipment, payment for the Internet, rent, traffic fines, etc. To calculate points on the Internet, just place an order, and add points to real money when paying.
To order a Yandex.Money card:
1) Open the "Yandex.Money Maps" section. Select the required type of card and click “Order card”.
2) Choose the card design you like. Click Continue.
3) Fill in the required information and click "continue".
4) Enter your home address to which the card will be sent. Click "go to checkout". Pay in the most convenient way for you 300 rubles for servicing the card.
5) After a while, the post office will receive an envelope with a card in your name. I received a letter within about 10 days. Pick up the letter with Yandex - card in the mail. Log in to Yandex.Wallet. Go to the address: money.yandex.ru/ymc/activate and enter the card number. Then activate it and come up with a pin - code.
Now you are the owner of a Yandex.Money card!
You need JavaScript enabled to voteYandex is not only a well-known search engine, but also many other services, including Yandex money... The service provides an opportunity to create an electronic wallet in rubles, place an order for the issue of a Yandex World MasterCard plastic card, which is delivered not only across Russia, but also to other countries (Belarus, Ukraine, etc.). A free virtual card is provided for purchases in online stores, and you can also link any Visa or MasterCard bank card directly to your account.
Yandex Money is a multifunctional payment system that allows you to pay for various services, goods, both on the Internet and offline, make money transfers, deposit and cash out funds.
Official website: money.yandex.ru.
On the official website you will find all the methods of depositing or withdrawing money from the account, as well as a list of services and goods for online payment. For your information: Yandex wallets are of three types: Anonymous, Named, Identified. For everyone, set their own limits and restrictions. Anonymous is assigned immediately after registration, Names are provided after filling out an online questionnaire (only for Russians) and Identified - after providing passport data, you can do it at the Yandex offices indicated on the website, by mail, through Euroset and Svyaznoy, through the Contact money transfer system or with the help of agents. The most convenient and fastest way of identification is using Sberbank-Online, by the way, this method is also available for Belarus (Sberbank-BPS).
You can replenish, withdraw or exchange Yandex Money profitably through. Through them, you can exchange for popular cryptocurrencies Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), Ripple (XRP), Dash, etc. Withdraw or top up an account from bank cards: Sberbank, Alfa-Bank, Tinkoff and other Russian banks; use electronic wallets Qiwi, Perfect Money, Payeer, Advcash, Capitalist and other methods.
Verified and reliable exchangers Yandex: Prostocash; 60cek; Xchange; Kassa; X-Pay; Baksman.
In the exchanger, you will need to indicate the direction (columns Give and Receive), for example, the exchange of Yandex Money for Russian rubles of Sberbank and the amount. In the details of the exchange, you will need to indicate the number of the card or wallet to receive money:
or topping up a Yandex account from a Visa / MasterCard RUB card: 
Using the monitoring of the Kurs-expert or bestchange.ru exchangers, you can find other exchange services and profitably buy or withdraw Yandex Money from your wallet to other electronic payment systems, bank cards and cryptocurrencies (WebMoney, Qiwi, Perfect Money, Bitcoin, Ethereum, etc.) etc.).
If you want to go directly to the deposit, withdrawal of funds, then I advise you to familiarize yourself with that. 
The official website of Yandex.Money: http://money.yandex.ru, which is available in Russian and English. All available payment transactions can be made using the web interface.
The payment service is very popular not only among residents of Russia, but also among residents of the CIS countries (Belarus, Ukraine and others). There are currently over 25 million registered e-wallets.
I also advise you to familiarize yourself with the reviews of payment systems - competitors:,
Yandex Money mobile applications for download are available on platforms: Android, WindowsPhone, through which it is possible to pay for services and goods even without registration at any time, anywhere, in the shortest possible time.
This is how the application for Iphone looks like:
Mobile application for Android:
And using the Transfers application (for iPhone and Android), you can transfer funds from one Visa or MasterCard to any other issued in the Russian Federation. The transfer fee will be 1.9%. To do this, we indicate the data of our bank card and the recipient, the transfer amount:
Legal information. Company name: LLC NPO Yandex Money, supervision over the activities is carried out by the Main Directorate of the Central Bank of the Russian Federation for the Central Federal District of Moscow. Since 2012 has a license from the Bank of Russia No. 3510-K and has the right to carry out operations to transfer funds without opening bank accounts, including electronic funds. Banking license:
In the authorized capital, 75% (minus 1 ruble) shares are owned by Sberbank, the remaining 25% plus 1 ruble by Yandex.
Without registration and identification, you can make payments for services, if you have a bank card, transfer money from a card to another card of any Russian bank. But all other functions and capabilities appear after registration and opening of the Yandex Money wallet.
How to register and enter your Yandex Money account
To enter your personal account, you need to go to the Yandex Money website and register by clicking on Open Wallet :
- login;
- password;
- mobile phone to which the payment password will be sent;
- personal email.
Yandex Money wallet registration is free. Currency - Russian ruble.
If you have mail on yandex.ru, then a Yandex account is created without filling out the registration form. If you do not have mail, then start it, after that you will not need to enter a password every time.
You can also enter the site through your profile on the social network. :
After that, you can enter the site without entering a password, only using your VK profile.
For inactive wallets for more than two years, a fee of 270 rubles ($ 4) per month is debited. You can close your account by contacting the support service.
The Yandex wallet account number consists of 15 digits:
Yandex Money personal account
To enter your personal account, you need to use the login and password specified during registration. General form:
The setting is in the drop-down menu that appears if you click on the account balance at the top:
By going to which, you can change and add services and information, such as:
- change password (login cannot be changed);
- link a bank plastic card to the Yandex Money wallet;
- view the data of the virtual card;
- activate informing about all transactions with the account (by SMS - the fee will be 20 rubles and (or), by e-mail notification is free);
- set up payment for Skype;
- issue a plastic Yandex card;
- bind a mobile phone (to recover a payment password, SMS - informing about services);
- set up a reminder of the required payments;
- as well as many other services and services:
Yandex Money identification
The Identification status increases the limits on withdrawals and deposits, and also affects the ability to use other services. Depending on the verification status, Yandex Mane wallets are:
- Not personified;
- Not personified nominal;
- Personalized.
The status can be viewed by going to the settings:
or by clicking in the top, where the balance is displayed:
The status is Nominal. You will be required to provide your surname, name, patronymic, given passport and phone number. After that, you will be able to withdraw money anywhere in the world, make and accept transfers, and the limits on transactions will also increase - up to 60 thousand Russian rubles. But, of the minuses, it should be noted the impossibility of transferring funds to bank accounts and linking Yandex.Money Wallet to the WebMoney wallet.
The card is produced and delivered free of charge, you need to pay only for service for three years. Upon expiration of the card, it must be ordered again. The service price can be said to be symbolic:
- for residents of Russia 249 rubles, a little more than $ 3;
- for residents of other countries 349 Russian rubles, which corresponds to $ 5.
To issue a personalized card, you must:
- Indicate the recipient's name, surname, patronymic;
- The name that will be on the card;
- E-mail address;
- Codeword;
- Read the details of the offer.
Activating a Yandex Money card and obtaining a pin code
After receiving the card by mail, you need to activate it, indicating its number and expiration date, and receive a pin code that will come after activation to the mobile phone number that is linked to the Yandex Money account. I advise you not to lose or forget your PIN code, otherwise you need to order a new card. When you enter the PIN code incorrectly three times, it is blocked, to unblock you need to contact the support service.
Instant Yandex Money card
Let me remind you that a ready-made card (not a personal one) can be obtained at Yandex Money offices, as well as at some Sberbank branches. It is accepted in stores and on the Internet. The subscription fee is 20 rubles per month. Issuer: Yandex money... Activation by the link, which will be in the envelope with the card. You can link the card to an existing wallet or to a new one.
Card replenishment
Since the card is tied to a Yandex Money account, replenishing it with money in any of the above ways, you can use it from the card as well. I would like to point out a few:
- Top-ups by card number in rubles using an ATM and terminal, if they are connected to the MoneySend system;
- By bank transfer to the card using the details, if the cards start with digits 5189:
Limits and commissions for Yandex card
The limits for payments by card, like the wallet, depend on the identification status:
- Anonymous status - 15 thousand. rubles for one operation and no more than 40 thousand. per month;
- Status Personal - 60 thousand rubles for one operation, 200 thousand rubles. per month;
- Status Identified - 100 thousand rubles for one operation, 6 million rubles. per month.
Details about the limits for cash withdrawals from ATMs, for payments, in the picture:
The commission for card transactions is:
- for the following operations: cash withdrawal, card transfer to a friend using the MasterCard MoneySend system, replenishment of an account in LiqPay, 3% of the amount + 15 rubles;
- for payments (for example, in stores) - there is no commission.
ATM owners (banks) that are not card issuers can set their own limits for cash withdrawals and fees.
When withdrawing funds other than the Russian ruble, it is converted at the MasterCard rate and then at Tinkoff.Bank. When using Yandex.Money World MasterCard, the conversion will take place at the rate of Master Card + 2%.
Payment for services and goods in foreign stores is possible for the status above Anonymous.
Yandex Money virtual card
How to top up Yandex Money
There are several ways to replenish a wallet in the system: from a bank card, bank transfer, cash, from other services, prepaid cards. Let's analyze each of them:
- Replenishment of Yandex wallet in cash:
We receive details for replenishment by selecting a country and currency:
- Postal orders
Replenishment at the Russian Post offices by filling out the form. Commission 2%, money comes in 2-3 days. The maximum amount limit is 15 thousand rubles:
- Replenishment of the Yandex.Money wallet using a bank plastic card:
Replenishment is possible from a Visa or MasterCard bank card issued by banks in Russia, Azerbaijan, Armenia, Belarus, Kazakhstan, Kyrgyzstan, Tajikistan, Turkmenistan, Turkey, Uzbekistan, Ukraine. 
We indicate the card number, expiration date, CVC code. Commission 49 Russian rubles. Operation limits: 15 thousand. rubles for one operation, 100 thousand. rubles per day and 200 thousand. rubles per month. When replenishing an account in a currency that differs from the Russian ruble, it is converted into rubles at the rate of the issuing bank:
- In all ATMs of Sberbank, replenishment of the poison is possible from a card of any bank of the Russian Federation. Commission 0%. The list of the nearest ATMs can be found on the Yandex.Money website;
- Using Internet banking, using the service details.
At the moment, payments are not being processed.
- Using the service Connect with the bank: for an account in Alfa-Click and a bank card Otkritie.
You just need to activate this service, which is free.
- Connecting to the Bank Connection service for the Otkritie bank card:
- Connection of the "Connect with the Bank" service for an account in Alfa-Click:
Account replenishment by transfer from a bank account in any bank in the world.
We receive the details by copying them into a payment order in the Internet banking system, or through a bank branch. The term is from 2 to 5 days. :
Replenishment of a Yandex account from other services.
The deposit fee is 4.5%. Limits: 15 thousand. rubles for one operation, 300 thousand. per month. In this case, the WebMoney wallet must be linked to the account.
- You can link any plastic card to your account and use the services without replenishing your Yandex wallet:
It is possible to configure filters (by selecting the items: my region, instantly, without identification): 
- Spend on payment for services and goods or withdraw through an ATM using a Yandex Money plastic card
- Withdrawal by transfer to a bank card (withdrawal in a few minutes):
- Visa, Visa Electron, MasterCard and Maestro issued in any country except Afghanistan, Venezuela, Iran, Iraq, Colombia, USA.
- American Express, Diners Club International, issued by Russian Standard Bank.
Withdrawal fee: 3% of the amount (additional 15 rubles). The minimum transfer amount is 500 rubles.
Limits for transfer to a plastic card:
- for one operation: 15 thousand. rubles for owners of registered wallets;
- 75 thousand rubles for identified users;
- payment amount per day - 15 thousand rubles;
- payment amount per month - 600 thousand. rubles.
Transfer to cards not issued in the Russian Federation, no more than 5 times a day. The transfer can be made by the owner of the wallet above the Anonymous one.
You need to enter the card number, transfer amount, recipient's e-mail:
- Transfer to a card: service "Communication with the bank" (withdrawal of funds instantly).
The service can be activated for Alfa-Click or the OTKRITIE card, with the help of which Funds are transferred to the bank. Transfer fee: 3%. More details about the "Connection with the bank" service on the Yandex Money website.
- Send to bank account:
Transfer is possible to a bank account both in Russia and in 234 countries of the world. For authenticated users only. Yandex.Money commission - 3% of the transaction amount + 15 rubles. Term of crediting: within Russia - up to 3 days, in other countries - from 5 to 7 days.
How to send to a bank account? To a bank account in Russia - transfer to a ruble bank account owned by an individual. The transfer can only be made by users with a registered and identified wallet.
To a bank account in other countries.
- Get cash.
Money can be received at Western Union branches (withdrawal instantly, Yandex.Money commission 0%), at points of the CONTACT system (withdrawal of money 1-2 days, Yandex.Money commission 3%, Contact system commission - 1.5% for Russia and 2 % for other countries), through the cash desk of RIB NSCO (withdrawal of money in 1-2 days, System Commission - 3% of the payment amount + 15 rubles), Idram (instantly) or from a Yandex.Money plastic card (instantly).
- Transfer to another electronic payment service:
- To a Webmoney wallet linked to a Yandex account. Commission 4.5% of the amount.
- Using exchanged points
Money transfers Yandex Money
Using a Yandex.Money wallet or a Visa or MasterCard card, money can be transferred to the wallet of another user registered in the Yandex Many service, as well as make a money transfer through the Western Union service, transfer from a card to a Visa or MasterCard card of any bank in the Russian Federation. A user with the Anonymous status cannot make transfers.
Transferring funds to another wallet can be done in the personal menu at the bottom:
- transfer from the YAD account to any other wallet in the system. At the same time, indicate its number, if necessary, write a message and a protection code, which is necessary to protect the payment. The transfer fee is 0.5%.
- transfer from a plastic card Visa or MasterCard issued in Russia, Azerbaijan, Armenia, Belarus, Kazakhstan, Kyrgyzstan, Tajikistan, Turkmenistan, Uzbekistan, Ukraine to any YAD wallet. We indicate the card number, expiration date, CVC code, enter the wallet number where you want to make the transfer. Don't forget to protect the translation with the projection code. Transfer fee 49 Russian rubles ($ 7):
- Transfer of money from any card to another card (only for cards issued in the Russian Federation). Commission 1.95%, but not less than 40 Russian rubles:
Payment for services using Yandex Money
The payment service provides ample opportunities to pay for various services and goods. They can be paid on the website, on the websites of partners, and even where Yandex Mane is not accepted, using a virtual card, which is created free of charge. Any payment must be confirmed with a payment password to avoid fraud.
- Payment for programs such as antiviruses: Dr.Web, ESET, NOD32, Kaspersky Internet Security. Office programs: Microsoft Office 365. Operating system: Microsoft Windows 8.1;
- Television, 27 operators in total, including NTV +, Raduga TV, Cosmos-TV, Tricolor TV;
- Payment for Games, including Grand Theft Auto V, Batman: Arkham Knight, as well as replenish your World of Tanks account;
- Payment in online services, 39 services, such as Avito, REG.RU, RU-CENTER, R01 Registrar, Yandex Services (Yandex.Direct), as well as others, on partner sites:
- Payment for entertainment and communication, 24 services in total: LiveJournal, Skype, Xbox Live, VKontakte, Mamba, Odnoklassniki.ru, Photostrana, Liters, VK and others:
- Payment of traffic fines by indicating the driver's license number and registration certificate:
- Services of transport companies, 19 services in total, among them: S7 Airlines, Rossiya Airlines, Aeroflot, Railway tickets, Transaero, Western High-Speed Diameter, Oktogo.ru, OZON.travel, Visa-uae.ru, Agent.ru, Aeroexpress
Yandex support service
All other questions of interest should be answered by the support service.
If you need help urgently, you can call +7 495 974-35-86.
Leave your feedback on the work, as well as all the nuances of depositing, transferring and withdrawing money in the Yandex Money payment system in the comments.
Yandex Money is an electronic wallet with ample opportunities. Below you will find a detailed description How to create a Yandex wallet.
It's free, you just need to have a computer, phone, Internet access, and a couple of minutes of time.
The second topic of this material is the connection of a virtual card, which will allow you to make purchases in local and foreign online stores.
Outline of the article:
- Creating a wallet
- Adding a credit card
- Precautionary measures
A few words about restrictions.
Before creating a Yandex Wallet, pay attention to a few things:
Despite the fact that Yandex actively offers a mail service for domains, it will not work to open an account to such an address in the system. When we try to use an e-mail connected to Yandex.Mail, but having a domain other than @ yandex.ru, we receive a notification:
A more simplified registration of an electronic wallet using social media accounts is possible. But this way limits:
- If you create an account based on one of the social accounts, you will no longer be able to delete the profile from social. networks, because then you will lose access to the wallet.
- By putting all your eggs in one basket, you make life easier for those who might hack your profile. An unknown e-mail, to which the electronic Yandex Wallet is open, will be a safer solution than linking it to a conditional account, such as VKontakte.
By creating a new login when registering an electronic Yandex Wallet, you also create a mail account. If you already have mail from Yandex, then a username and password are not needed: Just click on the link "I already have a login." The usual login form for Yandex services will open, after which further registration of the electronic wallet will take place to the e-mail you specified.
Another plus to create a separate mailbox for the Wallet is that you can always delete your account along with the account without losing any correspondence. To do this, after the account is created, click on the balance icon → Wallet management → Edit passport.
Go to https://money.yandex.ru
Click the "Open Wallet" button
Fill out the registration form: come up with a username, password, enter your mobile phone number.
After clicking on "Continue", another field will appear: you need to enter the code that will come in the SMS message into it. Specify it, and click the button again. You will find yourself in the interface of your e-wallet. Now let's set it up.
If you want to be able to pay in all online stores and services (for example, eBay, AppStore or Google Play), then a good option would be to create a virtual card linked to an account in Ya Money.
To do this, click on the icon with your balance and select "Activate virtual card":
Entering the card control panel is confirmed by sending an SMS with a verification code. After entering it, you receive your virtual card.
Unlike other payment systems, it is already automatically created, but in order to pay with it outside the Russian Federation, you need to go through identification. After creating Yandex wallet, you received an "anonymous" status. In addition to it, there are 2 more:
Nominal
If you are a citizen of the Russian Federation, then directly through the site you can apply for a "Nominal" status, which will allow you to pay by card all over the world.
1. Go to the verification section.
2. Click "Get Status"
3. Fill in the required fields and click "Save".
Identified
For the rest there is only one option: "Identified" status. It gives more privileges than "Personalized", it is available, including the residents of the Russian Federation. To get it, one way or another, you have to tinker with the papers.
Choosing any method, you will find yourself on a page with detailed instructions. In each case, you will be prompted to download the application file, which must be completed and printed. Further actions depend on the chosen verification method.
Precautionary measures
It may seem that the Yandex wallet greatly complicates the user's life with all the checks and confirmations. Perhaps this is true, but at the same time, the level of security is higher here. An illustrative example: all transactions for payment / money transfer, or connecting various options are confirmed via SMS with a code. It's a common practice, but Yandex offers protection even if your phone or SIM card is lost / stolen. This is done by creating emergency codes, which can be obtained in the section Wallet Management → Password → "Get emergency codes"
Conclusion
Yandex wallet is a service that is more suitable for large cash flows or accepting payments than for online shopping. But at the same time, it is a good alternative if it is not possible to use simpler systems (QIWI-wallet and the like).
