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Megaphone digital map. Bank payment card Megafon MasterCard

Many of the mobile phone users protect their device with a special PIN code. This protection of a mobile device is not the most popular and reliable today. However, it allows you to protect the device from hacking if the SIM card is lost.

In the event that you enter this PIN code incorrectly, the SIM card will be blocked. To unlock your SIM card, you will need to enter the PAK code. However, not all subscribers know how to do this. So how do you find out your PAK code for Megafon mobile users?

Where to find the PAK code for Megafon

In order to find out the PAK code, you can use several methods:

  • Find out the code on a special plastic base from under the SIM card.
  • Find out in the support service.
  • Find out in the nearest communication salon.

In the first case, this will be the simplest and most convenient method for finding out the PAK code. In order to use this method of obtaining a PAK code, you will need to find a base from under your SIM card. On this basis, not only the PAK code is indicated, but also the PIN code from your SIM card. After the PAK code is found, enter it into the input window on your phone and come up with a new PIN code.

The second equally convenient method of obtaining a PAK code is to use the support service. If you could not find a plastic base from under your SIM card, then in this case you can call the support service at a short number - 0500. After the operator answers your call, ask him to tell you the PAK code. After that, you must enter it into the window on your phone and specify a new PIN-code.

It should be noted that in this case, the operator will require you to name your passport data. Therefore, prepare your passport before making a call.

The third method of obtaining a PAK code is a little difficult because you have to visit the nearest Megafon communication salon and contact a free consultant. In this case, as with a call to the operator, you will be required to name your passport data.

What is a PAK code

Many of us have heard about the PAC code more than once, but not everyone wondered what it is.

The PAK-code is a specific sequence of different numbers that enables you to unlock your phone if you try to enter the PIN incorrectly. The PAK code consists of 8 numbers, and 10 attempts are allowed to enter it. Therefore, do not try to enter the PAK code at random, you will not guess anyway. And in case of all 8 incorrect attempts, your SIM card will be blocked completely.

In the event that you typed the PAK code incorrectly all 8 times, then you should contact the nearest Megafon communication salon. There you will be provided with a duplicate of your SIM card. In this case, all options and balance will remain the same.

The SIM card can be blocked for various reasons, both deliberate and unexpected for the subscriber. Users often take this step voluntarily when they are going on a long trip or lose their phone. If the gadget is lost, the timely blocking of the card will not allow a third party to use it, which is especially important if the device is configured to automatically log into the personal account, in which full access to account manipulation is provided.

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Another reason the Sim was blocked is that the negative balance value is too high. Well, without fail, the card will stop functioning if the wrong PIN code or PUK code is entered several times in a row. This algorithm for protecting Megafon clients always works and is highly reliable. The provider simply cannot know whether an inattentive owner or an intruder is performing root actions with a SIM card, therefore, abruptly suppresses repeated attempts to randomly enter private unlock keys.

After reading the material in this article, you will learn how to unlock the Megafon SIM card and what to do in a given situation in order to avoid incorrect actions that are characteristic of inexperienced subscribers.

Before proceeding with an overview of how to activate a blocked card, let us clarify one very important nuance. If the Megafon SIM card has not been used for more than six months, the provider has the right to sell this mobile number again. Thus, a card that has been lying on the shelf for 6 months may already de jure belong to another user, and it is impossible to get this number back!

Methods for activating a blocked Megafon card

As already mentioned, there are several ways to get a locked SIM card back to work. Some of the methods are multifunctional and allow you to bypass the lock, regardless of the reasons for its activation. Some methods are narrowly focused and applicable only in certain situations. The schemes described by us are suitable for solving the problem of how to unblock a Megafon number in the following circumstances:

  • the sim card was blocked by the subscriber's decision;
  • non-use of the room for a long period;
  • significant debt for the provider's services;
  • blocking as a result of errors in entering a PIN or PUK code.

Let us remind you that the PIN-code (PIN) and PUK-code (PAK or PUK) are digital passwords that ensure complete security of the SIM, they are printed in accompanying documents and are provided only to the owner of the number. The PIN-code contains 4-8 digits, is entered every time the gadget is turned off and on, and can be changed at the discretion of the user. The PAK code is the factory unlock key and cannot be changed. It will definitely be needed if the subscriber entered the PIN incorrectly 3 times and blocked the card. Then the user has the right to 10 attempts to enter the PUK to reactivate the card.

If all these attempts were unsuccessful, the SIM card is blocked forever, but at the same time it is possible to purchase another Megafon package and transfer the previous number to it.

To unequivocally solve the question of how to unlock the Megafon SIM card, you can use the following approaches.

Use the functionality of the Personal Account

The proprietary self-service service provides for the possibility of self-blocking the number due to the loss (theft) of the phone, departure for a long time, etc. (up to 180 days). The personal account provides the option "blocking" in the section "blocking the current number". The reverse unlocking procedure is implemented according to the same principle.

If it is impossible to use a SIM card when performing actions, you can enter the online service using the phone number as a login, and enter the PUK code instead of the password. Let us remind you once again that the digital password PUK is always contained in the accompanying documentation, which is supplied with the SIM card.

Many people are interested in how to find out the reason for blocking a phone number on the initiative of the provider. Often, such an operator's action is associated with the formation of too much debt on the subscriber's account. In your personal account, there is always the opportunity to quickly view the balance and replenish the account in a convenient way. If the reason for the suspension of the card was precisely the non-payment of mobile services, after the account is replenished, the SIM card is activated automatically.

Contact the Megafon customer support center

This method is universal. The provider's contact center is specially created to solve the problems of subscribers. Therefore, feel free to dial the number 88003330500 and voice the problem that has arisen. In this case, the call-center specialist needs to inform the desired phone number, the reason for blocking it and his passport data. Thus, the provider uniquely identifies the subscriber to whom the SIM card is registered and is ready to provide comprehensive assistance.

Visit the nearest operator's office

This approach is in many ways similar to a call to a customer support center, but involves live communication with a consultant. In this regard, a personal conversation is more effective, since it allows the specialist to better understand the essence of the problem, even in a situation where the user cannot constructively explain the reasons for blocking the SIM card. If there is the slightest opportunity to activate the number again, the office employee will definitely use it.

When going to the Megafon salon, you should take your passport with you in order to confirm the ownership of the card.

Unlock SIM-card without PAK code

We have already said that 10 unsuccessful attempts to enter the PUK code turn the card into a useless piece of plastic. This digital identifier is necessarily indicated in the documentation, and is also duplicated on the polymer plate to which the new card is attached. Documents and this functional part of the packaging are subject to long-term storage. But still, if the circumstances are such that the PUK code is lost and there is no way to activate the SIM card using the factory unlock key, in no case enter the numbers at random. In such a situation, you need to call the contact center 8 800 3330500 and contact the operator. The closed customer base Megafon stores detailed information about phone numbers, including the PUK codes of the cards.

It is important to remember that by asking a Megafon employee how to unblock the card and asking for cardinal help in changing the phone number settings, be prepared to provide the passport details of the subscriber to whom the SIM card is registered.

We hope that our material has allowed you to understand how to unblock a Megafon number, and choose the optimal algorithm of actions for yourself. There is nothing complicated here, everything can be solved. The only exception is the situation with the resale of the number by the provider, which has not been used in the cellular network for too long.

Today we will talk with you a little about how to unlock the Megafon SIM card. There are many different approaches here that will help us overcome the problem. Only not all of them will suit the modern user. It is for this reason that we will try to thoroughly figure out what's what. After all, if you know how to unlock the Megafon SIM card, you can always stay in touch, regardless of life situations and circumstances.

It's about balance

Have you blocked your Megafon SIM card? How to unblock it? The first step is to look at the source of the problem. That is, find out under what circumstances the number was blocked. Indeed, quite often it is much easier to correct the situation than you might imagine.

And the first problem that a modern user faces is when his number is blocked due to a negative balance. This problem can be eliminated very simply - by replenishing the account. Then you don't have to think about how to unlock the Megafon SIM card (or any other operator). But it can't be that simple, can it? Of course no.

Modern users are much more likely to face other scenarios. Which ones exactly? And how to correct the current situation? Let's try to figure this out with you.

Didn't work for a long time

Another method that will help us figure out how to unlock the Megafon SIM card is suitable only for special cases. When you haven't used your number for a long time. As a rule, the period should exceed 6 months. In this case, you will have to return your number. But how to do that?

Quite often, it is enough just to contact the operator's office with all the identity documents and a corresponding statement. After the employees make sure that you are the true owner of the room, your request will be granted. And all problems will be solved. You will no longer have to puzzle over our today's topic.

However, this scenario is not the only one of its kind. There can be many more reasons for blocking a number. And each has its own approach. Thus, we will continue to figure out how to unlock the Megafon SIM card with you.

Additional codes

In principle, it is already quite a rare situation - one in which you enter the wrong PIN code when you turn on the phone. It is then that you have to try pretty hard in order to carry out the process of unlocking the number. Unfortunately, many users forget very important data for this action.

This is the so-called pack-code. It is he who will help you in unlocking, as well as coming up with a new password to gain access to the SIM card. It is enough to enter it on demand, then come up with and type the code, repeat it - and you can no longer worry about our today's question.

True, in most cases, as already mentioned, the bunch of code is simply lost. And then it is very tight. How to unblock the Megafon SIM card if you forgot the bunch code? We will figure this out as we continue our conversation with you. So let's get acquainted with other methods of solving the problem. There are still quite a few of them.

Short number

Well, now we turn to the most common cases. Very often, in order to figure out how to unlock the Megafon SIM card, we have to contact the support service. And without leaving home: by calling the so-called "hot line" of the operator.

Dial 0500 from any mobile phone, and then wait for the connection with the operator. After that, inform about your intention to unblock a specific number. Next, you will have to prove that you are the true owner of the SIM card. To do this, you will have to name your passport data, sometimes - the place of registration. And only then can you rejoice at the results achieved.

If the SIM card is not issued to you, then you can forget about unlocking. Or ask the official owner of the room to carry out the procedure.

And we are moving on with you to other options for the development of events. They very often help in any situation. But not all are convenient for the modern user.

Personal visit

If you are wondering how to unblock the Megafon SIM card, you may well turn to the nearest office of your operator for help. There, employees will quickly be able to solve your problem. Regardless of whether you know the fart code or not.

True, to use this opportunity, you will have to take an identity card with you. As a rule, this is a passport. When you take the necessary document, you can safely go to the Megafon office, and then wait for your turn. Tell us about your intentions and prove your rights to the number.

If everything goes well, you will be able to use your SIM card again very quickly. Otherwise, you will have to look for other approaches to solving today's issue. Fortunately, they still exist. Let's get to know them as soon as possible.

Internet

The World Wide Web and the operator's official website will help you answer how to unblock Megafon. Login does not apply to other SIM cards (we are talking about what is issued to you for authorization on the site). That is, a separate password and username are issued for each number. Thus, you will have to find your own, tied to the blocked number, and then use it to go through authorization.

You will be taken to the "Personal Account". It controls all the functions on the card. Find the unlock option in Services and activate it. Now you have to wait for a while until a special notification about the end of the processing of the operation arrives. That's all. No problem. Now you know how to unlock the Megafon SIM card using the Internet. Everything is easy and simple.

But this is not the end of our conversation. We forgot with you about another rather interesting approach that will help to cope with the task at hand. What exactly are we talking about? Let's figure it out.

Issuance of a duplicate

For example, the most extreme measure is to contact the mobile phone stores in order to get a duplicate SIM card. It helps a lot when you have entered the wrong pack-code several times in a row. As a rule, 10 incorrect combinations lead to a complete blocking of the number. And then only a replacement can help.

Previously, users had to buy new numbers for themselves. But now in any mobile office you can get a duplicate of your SIM card and use it in the future without any problems.

You just have to think about how to activate the SIM card. There is nothing difficult: you just need to insert it into your phone and then turn on the gadget. Better to make one test call - and all problems will be resolved. As you can see, nothing difficult or supernatural. Everything is extremely simple. Thus, now we know all the options for the development of events when blocking a user number.

Conclusion

So, today we have studied with you the situations in which your SIM card can be blocked. In addition, now we know how to deal with this problem when using Megafon.

As you can see, there are a lot of different scenarios for the development of events. And they all have their own characteristics. In truth, in most cases it is easier to seek help from a cell phone dealer. Only there they will help you quickly and efficiently solve the problem.

The SIM card is deactivated for many reasons: operator error, system failure, suspicious payment transactions, replacing the Megafon SIM card with a micro SIM card, inactivity, etc. If the procedure was performed without the owner's knowledge, it is unpleasant.

This article will tell you how to quickly activate a phone number.

Under what circumstances can a company delete contract information from the database? These situations include:

  1. Self-deactivation of the number by the client.
  2. Long inactivity.
  3. The presence of a large monetary debt on the account.
  4. Wrong PIN or PUK code, etc.

The company completely blocks the account. It is often impossible to restore it later.

Basic ways

The main methods of carrying out the procedure include:

  • Call to the contact center of the company. Regardless of the reason for which access to mobile services was terminated, you can contact the contact center, which works around the clock. Describe the problem to the operator, provide your personal details to verify your identity, and wait for action. As a rule, the unlocking of the SIM card occurs within a few minutes after the end of the conversation with the operator. The exceptions are cases when there is a large debt on the account.
  • Contacting the office. In some cases, the provider's employees may be asked to come in person to the office in order to solve the problem. If the number is subject to activation, the employee will quickly and absolutely free of charge carry out this procedure. But this is not always possible. Sometimes the number has to be changed.
  • Site. All you need for this method is a couple of minutes and a device with Internet access. Go to the site, log in to your personal account by entering your password and login. In the settings go to the "Number" section. There, select the appropriate option to unblock it.

Please note: if you have a monetary debt on your account, to activate your agreement, you need to pay off the debt.

How to unblock a SIM card if you don't know the PUK code

So, we examined the main ways how to unlock the Megafon SIM card. For many, it is simply necessary to know the PUK code. But it can get lost in the documents.

Do not try to enter this combination of numbers at random, as this may lead to permanent blocking of the contract. Please contact your provider to solve the problem. He has in the database all the information about each client.

Ask the supplier for your PUK code, having previously provided your personal data for identification. The employee is obliged to dictate this information to you.

After receiving a combination of numbers, you can use any method described above.

How to unlock the Megafon modem for all SIM cards

A modem is a special device into which a SIM card is inserted. It connects to a computer or laptop and is the source of the Internet. It can also be blocked.

You can unlock this device yourself as follows:

  1. Make a note of the registration code of the device, which is located on the back of the device.
  2. Download a special program to unlock such devices. Enter the registration code in the corresponding field.
  3. Click on start. The process of selecting codes will begin.
  4. Use the received code in the future when activating the SIM card.

The process of unlocking the modem is quite simple and will not take you much time. But you can use this device in the future with any SIM card and always be online.

Resale of rooms

Everyone knows that large companies that provide mobile services have a high turnover of numbers. To release unused positions, numbers that have not been used for a long time are simply blocked.

As a rule, a few days before this, the owner of the contract is notified. The company expects a response within 10 days. If it is not there, the number is blocked for this contract and resold to another client. It is no longer possible to restore this agreement to the old owner. All he has to do is buy a new SIM card.

Summing up

Blocking a cell number is a very unpleasant procedure. It separates the user from contact with relatives and friends, temporarily restricts access to various accounts, and makes transactional operations impossible.

To prevent this problem, follow these guidelines:

  • Do not leave your phone unused. If you don’t need it for a while, it’s better to temporarily block it. Otherwise, the company will do it, and forever.
  • Keep track of your account status. Debt for mobile communications is now a phenomenon, as companies present their customers with super-profitable tariff plans. Of course, small debts that are quickly paid off cannot become a reason for blocking a cell number. But debts in significant amounts can lead to the termination of the contract between the provider and the user of the service.
  • Monitor your cellular device. Its loss or theft can lead to leakage of personal information, withdrawal of funds from bank accounts, etc.

January 2019

In August 2016, the mobile operator Megafon launched a project that had no analogues at that time in Russia. He invites his current subscribers to issue a bank card, the account of which will be linked to the phone account. This is a classic debit card without a credit limit. Also in 2018, Megafon Bank's "virtual" card was especially popular. But, I think that if the project turns out to be successful, in the future, Megafon can expand the functionality of plastic, since banking and IT technologies do not stand still. Since the product is new and may seem interesting to many, I decided to make a review of the Megafon bank card, which will indicate all aspects and nuances of its use.

Card Issuer - Bank Round

To implement the project of a new bank card, Megafon attracted an issuing bank, which is Round Bank. This bank cannot be called large and branded, but, in fact, it only produces plastic under an agreement with Megafon and serves it. All tariffs and terms of service are set by the operator. One can express fears: the bank is small, suddenly it will burst, and the money is not insured. But the Round Bank hotline assures that in this case the funds will remain on the balance of the Megafon client's mobile account.

The Megafon card is serviced by the MasterCard payment system, which allows the holder to use the privileges of this system, including the privileges of MasterCard Favorites. This is an international system, therefore, the new means of payment can be used all over the world.

Tariffs and conditions of the Megafon bank card

As of 2019, the Megafon debit payment card is issued on a traditional plastic carrier and has three status categories. In addition, it is possible to issue and virtual Megafon card... But first things first.

To date, the Megafon debit plastic card is issued in three tariffs, but if you study them, you can come to the conclusion that the cost of all operations and the limits on them are identical, only the registration price differs, and even then this difference is completely insignificant, the fee is in any case is small.

Annual maintenance and card issuance cost

  • Card issuance cost MasterCard Standart for clients with tariff “Turn on! Open, Write ”and“ All inclusive ”XS and S - 0 rubles. For all other tariffs - 99 rubles.
  • You can also issue a card Megaphone Standard NFC, which differs from a regular card in that it can be used to pay for purchases with one touch using MasterCard PayPass technology.
  • When issuing a card MasterCard Gold cost of issue for tariff holders Turn on! Listen, Talk, Communicate, Communicate Promotion, Look,See Promotion, See VIP, See +, See + Maximum, See + VIP, Premium, Premium Light;
  • Service of the Megafon plastic card is free. According to Megafon, the service will always be free.
  • A virtual Megafon card (without plastic) is also opened and serviced free of charge! Megaphone subscribers can open it in 5 minutes on the Megafon website.

Card fees

  • No commission is charged for payment for goods and services;
  • When making a transfer from card to card, a fee of 1.99% is charged. Transfer is possible only within the MasterCard MoneySend service and if you transfer money through a third-party service. It is recommended to use the Vkontakte translation service, as it now does not charge its commission for transfers to a MasterCard card up to 70 thousand per month.
  • If you make a transfer through the Megafon-Bank mobile or web application, the commission will be 4.15%.
  • For cash dispensing at ATMs or at cash dispensing points, a commission of 2.5% is charged (the minimum fee at dispensing points is 100 rubles). For those who use the card, they will pay in stores during a calendar month for a total of more than 3 thousand rubles. There is a nice bonus - free cash withdrawal from the card at any ATM up to 10 thousand rubles in the same calendar month!
  • When transferring funds to electronic wallets, the fee will be 8% of the transfer amount;
  • For making a balance request through an ATM, 20 rubles are taken;
  • SMS informing is connected free of charge. In IB, you can specify any Megafon number. where SMS notifications will be sent. Convenient if you have opened a card for a child, spouse or other relative.
  • SMS bank (card management via SMS) - 30 rubles per month.

Operation limits

  • Every day you can spend from the card no more than 60,000 rubles (cash withdrawal of 5,000 rubles).
  • The monthly maximum limit for spending on the card is no more than RUB 100,000 (cash withdrawal RUB 40,000).

Pros of a debit card from Megafon

Since the project has just started, there are no reviews of the map on the network yet. The advantages of the new financial instrument can be judged by studying the service tariffs and the description of the card on the website dedicated to it. So, advantages of Megafon MasterCard:

  1. Mobile phone bill to pay for purchases. Actually, this is the essence of the card and its main advantage. A Megafon subscriber, having also a card from an operator, can use a mobile phone account as a kind of "universal wallet". This account will be used both to pay for the operator's cellular communication, and to pay for purchases and services of everything possible (for example, pay for home Internet, pay utility bills, buy something in online and offline stores).
  2. Accrual of interest on the balance of 8% per annum. The Megafon card allows you to receive additional income for free funds in the amount of 8% per annum in the amount of 500 to 200,000 rubles. The condition for receiving interest is the completion of at least one purchase transaction with the card per month.
  3. Cashback from Megafon partners up to 50%... This means that when making some expense transactions, 10% of the purchase amount will be returned to the account. The bonus is credited within 45 days after the purchase. At the moment, cashback for purchases can be obtained by paying with a card in the following companies: Expedition stores, Shokoladnitsa coffee shops, Chugunny Most and Wabi Sabi restaurants. Megafon's management promises to develop a partner network so that cardholders can receive cashback in many well-known companies.
  4. Issuing a card at the time of application. One of the advantages is the instant receipt of the card when contacting any Megafon salon throughout Russia. It will take you about 5 minutes to issue a card.
  5. Possibility of issuing multiple cards. Several cards can be issued to one mobile phone account - these will be a kind of additional cards that can be used by family members and close relatives. The monthly limit on the card account 600 thousand per month applies to all cards.
  6. Registration of the card for foreign citizens. The card can be issued not only by citizens of Russia, but also by citizens of other countries with a passport of a foreign citizen. This is an undoubted advantage, because usually bank cards are issued only to Russian citizens.
  7. Bonus megabytes. For payment by card, you get bonus megabytes of the Internet. They will be credited to the Megafon number to which the card is issued. For every 100 rubles spent, you will receive 10 MB.

When making purchases with a Megafon card in online stores, it is also recommended to use cashback services to increase the total cashback. The most popular cashback service is LetyShop, with which I get additional cashback up to 30% for purchases on the Internet.

Debit card design Megafon MasterCard Standard (no NFC)

The reverse side of the Megafon debit card

Internet bank of the Megafon card

An additional service is available for Megafon cardholders - an Internet bank called Megafon-Bank. Cardholders can track all card transactions through a dedicated website bank.megafon.ru or by downloading a special application to your smartphone. The Megafon-Bank application is available for Android, iOS and Windows Phone operating systems.

Through the Megafon Internet Bank (website) you can:

  • Pay for various services (Internet, other operators, etc.)
  • Make a money transfer to another MasterCard card using the MasterCard MoneySend system.
  • View recent card transactions.
  • Set limits for card debit transactions.
  • Find out the MCC operation code (for this, you need to upload a payment receipt in a PDF file).
  • Set an additional number for SMS notifications. Thus, after the operation on the card, SMS will be received on the main and on the additional. room.
  • Block the card.

In the near future, it is also planned to provide the ability to change the pin-code of the card via IB.

This is how Megafon Internet bank looks like (Start page)

Card activation and getting a pin-code

After the card is issued, you need to get a pin code. In order to receive it automatically, you need to call 5555 from the Megafon phone number, to which the card was issued. You can also call from any other number, but then you will have to go through full identification. To call the hotline of the Megafon card from another operator, you need to dial 88005505500. I recommend that you write this number into your phone immediately after receiving the card, as it can be useful for blocking and unblocking the card in case of loss.

After receiving the pin code, it is necessary to activate it by performing an operation on the card using the pin code.

Other map features

  • For the first purchase with a Megafon card gives bonus 100 rubles to the account mobile phone. This bonus is used only for communication services (calls, internet, subscription fee). It cannot be spent on purchases with the card. The welcome bonus is credited within 24 hours after the first purchase.
  • When reissuing a SIM card to another person, the Megafon card that is tied to this number is automatically blocked. It can be disposed of. According to the support service, the new owner of the SIM card can also immediately receive a Megafon card, and without paying the cost of the service.
  • As some cardholders say, you can change the PIN code at any ATM where the “Change PIN code” function is on the screen. It is necessary to check empirically. To date, successful attempts have been recorded to change the pin in VTB and MKB ATMs.

Competitors of Megafon MasterCard

When considering a Megafon bank card, it is worth mentioning competing cards, since only by comparing these cards, you can make the right choice and understand: "Is it worth it to issue a Megafon card?"

So, today, the main and main competitors among debit cards for payments and receiving cashback are:

  1. Tinkoff debit card with favorable conditions for receiving cashback up to 30%. Such a card can also be used in everyday purchases and earn cash back.
  2. for modern advanced people. The card is serviced only through the mobile application, the bank has no branches, the card is delivered free of charge by courier! The conditions are very good: free cash withdrawal up to 5 times a month, free transfers, cashback up to 10%, interest on the balance 5.5%. I personally have such a card and recommend this free debit for registration. The only thing is that the card is delivered only to large cities in Russia.
  3. "Benefit" debit card from Home Credit. Just like Tinkoff Bank, it is the main competitor to the Megafon payment card. She also does not have annual maintenance, but with a cashback accrual for her purchases. Among other things, the card provides for free cash withdrawal at any ATM in the world. By the way, this card now has the largest percentage on the balance of debit cards. It is 7% per annum.

Review of Megafon payment card

Summing up, I want to express my opinion, review of the Megafon card. The map is undoubtedly very interesting. And first of all, it will be interesting and beneficial to loyal subscribers of Megafon. In my opinion, the Megafon debit card is a pretty convenient tool for your everyday purchases. The most optimal amount for storing funds on the card is in the range from 1 to 30 thousand rubles.

The only thing that confuses me about this card is the not yet developed network of partners for receiving cashback, as well as the lack of contactless PayPass payment in the category of Standart cards. That is, you have to pay extra for this luxury, while competing banks offer this opportunity on all their cards. This minus is leveled by one solution - open free virtual card and link it to Apple Pay or Google Pay. The card is absolutely free, which will allow you to try all the benefits without extra commissions. You have nothing to lose.

In fact, Megafon is the only operator in Russia now that made it possible to carry out financial transactions from a phone account. A similar card was offered by Beeline together with Alfa-Bank several years ago, but this project was not enough for a long time. It was soon closed. I hope that Megafon's bank card will be a good example for other operators to launch similar bank cards.

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